Risk, Credit Risk, Analyst, Sao Paulo Sao Paulo · Brazil · Analyst

Divisional Overview: The Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, operational, and insurance risk. Whether assessing the creditworthiness of the firm's counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm's success. The division is ideal for collaborative individuals who have strong ethics and attention to detail. Department Overview: Credit Risk (CR) is responsible for managing the firm's credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit, and risk analysis, CR ensures that credit exposure to our counterparties is managed within the firm's risk appetite. Staffed with more than 270 professionals, CR operates through 12 different offices around the world, and credit professionals work closely with many areas of the firm. Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied, and multi‑dimensional work environment. Responsibilities: Assess the financial strength of hedge funds by performing fundamental counterparty analysis. Interpret and explain quantitative and qualitative factors drawn from fund risk reports, portfolio analysis, and client calls. Evaluate derivatives and financing transactions across Global Banking & Markets clients. Review and approve risk in a fast‑paced environment while ensuring appropriate mitigants are in place to minimize losses in the event of counterparty default. Assess the risk of transactions through reviews of quantitative models, portfolio analysis, stress testing, and other methods. Perform counterparty reviews, including recommending appropriate internal risk ratings for each counterparty and setting credit limits. Opine on appropriate collateral levels required based on the counterparty's risk profile and transaction details. Conduct risk discussions with respective trading and sales teams. Approve transactions in Institutional Derivatives and Funding business lines (interest rate derivatives, FX options, prime brokerage, repo, etc.). Basic Qualifications: 0-3 years of experience in a finance, markets, or risk role. Significant knowledge of capital markets, including derivatives and/or repurchase agreements (repo). Demonstrable track record of achievement and independent decision‑making. Excellent attention to detail. Strong analytical and communication skills. Fluent in English, both written and oral. Bachelor's degree in a quantitative or business‑related field, such as Administration, Economics, Accounting, Engineering, or related areas. Functional Expertise and Technical Skills: Knowledge of financial markets and portfolio risk management. Appropriate financial/analytical skills. Client and Business Focus: Builds trusting, long‑term relationships with clients, helps the client to identify/define needs, and manages client/business expectations. Teamwork: Strong team player, works well under pressure, and collaborates with others across teams and business units. Communication Skills: Communicates in a clear and concise manner, shares information/new ideas with peer group and team, and escalates as appropriate. Judgment and Problem Solving: Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions, and identifies clear objectives. Sees the big picture and effectively analyzes complex issues. Creativity and Influence: Looks for new ways to improve current processes and develop creative solutions with practical value. Continuous Development: Values constant self‑improvement and learning. About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: © The Goldman Sachs Group, Inc., 2025. All rights reserved. Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veteran’s status, disability, or any other characteristic protected by applicable law. Healthcare & Medical Insurance We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short‑term disability, long‑term disability, life, accidental death, labor accident and business travel accident insurance. We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year. Financial Wellness & Retirement We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities. Health Services We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state‑of‑the‑art on‑site health centers in certain offices. Fitness To encourage employees to live a healthy and active lifestyle, some of our offices feature on‑site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre‑approved amount). Child Care & Family Care We offer on‑site child care centers that provide full‑time and emergency back‑up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available. Benefits at Goldman Sachs Read more about the full suite of class‑leading benefits our firm has to offer. #J-18808-Ljbffr