Associate Local

**Location(s)**:
- Avenida Presidente Juscelino, Kubitschek 1455, Vila Nova Conceicao, Floor 8, suite 82, Sao Paulo, , BR
**Line Of Business**: Regional Organization(REG ORG)
**Job Category**:
- Credit Analysis & Research
**Experience Level**: Experienced Hire
At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways.
**Skills and Competencies.**
- Preferably 1-2 years of validated experience. (Including internship).
- Knowledge of MS Excel, Word, and PowerPoint.
- Proven English, spoken, and written communication.
- Interpersonal skills.
- Python programming & Visual Basic for Applications knowledge is a plus
- Ability to adapt to a changing environment and prioritize tasks accordingly.
**Education**
- Minimum undergraduate/ first level degree in economics, accounting, engineering, business administration, statistics, actuarial science or similar (e.g. bachelor's degree, or equivalent qualifications).
**Responsibilities**
- Perform preliminary credit analysis to support ratings, research, analytical outreach, and presentations, following mentorship provided by team lead. Examples of analytical work include:
- Quantitative assessment of financial documents, asset performance, and economic/market data, qualitative assessments of business strategy, financial policy, governance, and other factors, as well as analysis of bond indentures and other legal documents.
- Reading legal documents and contracts to understand issuance terms, structures, covenants, and guarantees.
- Preparing financial spreadsheets and charts, analyzing data, building, and updating financial models and analytical tools, and writing analytical commentary in accordance with Moody's methodologies.
- Demonstrate the ability to understand and identify key factors that affect credit ratings under full supervision and mentorship of lead analysts.
- Support credit monitoring/surveillance of issuers by e.g. preparing data for surveillance, periodically updating preliminary components of analysis, and initiating/bringing up deeper credit reviews when vital.
- Perform certain routine administrative and other ad hoc credit-related tasks as advised by direct supervisor.
- Work as a team with other Associates and Analysts under overall supervision of the direct manager.
- Participate in external meeting with issuers, financial advisors, & other intermediaries.
**About the team**
You will provide credit analysis of the rating process on a portfolio of corporates and infrastructure finance companies, including project finance.
The role provides a chance to define a contribution to the success of Moody's Local, by providing a range of services that supplies to the credit analysis function performed by Lead Analysts.
Cross-training in supporting varying asset classes, rating teams, and methodologies, as part of career progression.
Background in corporate finance, accounting, and financial analysis is a plus. You will be encouraged to demonstrate your ability to work successfully in a team environment. Possess organizational skills, demonstrate attention to detail, and enjoy working in a collaborative team environment.
The position provides an outstanding opportunity to foster skills that are valuable to any future career in the financial services industry.
Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.
For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet

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