Junior Risk Analyst

Our organisation At DLL, we are many things. We are team members, family members and community members. We are members of society, members of different cultures and nationalities. Members of change. Each of us has different beliefs, different passions, different points of view, talents and interests. We have different backgrounds, cultures, nationalities and histories. But despite all our differences, we share one thing in common: each of us is a member of DLL. Our company was founded in the Netherlands. But today we are truly a multinational company. Our unique culture is rooted in greater collaboration, less hierarchy and honest candor that allows us to integrate, ideate and innovate across border lines. Many companies say they are European, American, Asian or Australian, at DLL we are all those places and more. We are an intercultural collaboration - an interconnected network - that comes together every day with one goal in mind : Partnership for a better world Your function In the position of Junior Risk Analyst, you will be responsible for translating business needs of GBU's and Countries into an optimized flow (underwriting) process with heavy reliance on automated credit processes as well as optimizing the manual decisioning process, coordination of the implementation and testing process related to automated credit scoring in a way that optimizes the trade-off between profitability and risk limitations, and for reporting and monitoring (1st line of defense) as it related to retail credit decisioning. Monitor and analyze process, scorecard, and portfolio performance and pro-actively inform management about required actions. Design, implement & maintain automated credit decision tools and processes in line with business requirements and the procedural and regulatory frameworks, to ensure efficient and effective use of decision-tools. Lead and / or actively participate in projects to enhance the risk management processes and performance. Liaise and work together with many different (international) stakeholders. Pro-actively involve group functions to discuss and have improvements prioritized in the automated decision process. Ensure decision engine (Crivo) is well functioning in all countries. Lead the rerating processes in the applicable countries. Support the countries identifying and obtaining new data sources to improve digital processes. Your profile Bachelor's degree in Business Administration, Accounting, Engineering, Economics, or related fields. Advanced Excel skills. Intermediate SQL knowledge. Intermediate Python proficiency. Intermediate data analysis. Good communication skills. Critical thinking. We offer Two working days a year volunteering for a local charity. Health and wellness program, including healthy food, free health checks, fun health and vitality activities. Flexible hours with the possibility of working from home. Career development opportunities : online learning, member development program. Additional information DLL's wellbeing ambition is to educate, equip and empower members to build connections, manage their mental, emotional, physical and financial wellbeing and maintain a balance between work and the other priorities that make up their lives. Our four categories of well-being are as follows : Connection - Create meaningful connections with other DLL members Health - Manage mental, emotional and physical health Finance - Provide learning opportunities to help members achieve personal financial health Lifestyle - Maintaining a balance between work and life priorities What's important to our members is important to DLL Interested? Referral program applies. DLL is an equal opportunity employer. We are committed to inclusive and barrier-free recruitment and selection processes and work environments. If you are contacted for an opportunity with us, please inform the Human Resources Department if you require accommodation, in accordance with our values and all applicable legislation. Job Reference : DLLBR #J-18808-Ljbffr