Senior Analyst

Requisition ID: 49245 Business Unit: Fitch Ratings Category: Credit Analysis & Research Location: São Paulo, BR Date Posted: Jan 16, 2026 Senior Analyst – Structured Finance Ratings – Brazil About the Role Fitch Ratings is seeking a Senior Analyst to join the Structured Finance team in São Paulo. The Brazil SF team covers local‑market transactions primarily structured via FIDCs, debentures, and securitization companies (CRIs and CRAs). As a Senior Analyst, you will be responsible for assigning and reviewing ratings on various structured finance transaction types, including ABS and Structured Credit, which involves modeling cash flows, legal documentation review, analyzing collateral, preparing credit committee reports, and communicating credit opinions to investors and issuers. What We Offer Broad exposure to Structured Finance across asset classes and structures in Brazil and Latin America. Hands‑on use and development of Fitch criteria, models, tools, and analytical frameworks. Direct engagement with market participants (originators, servicers, arrangers, investors). A collaborative, high‑performing team environment with opportunities to lead impactful research. We’ll Count on You To Work on ratings analysis and research on new and existing structured finance transactions. Gather and analyze quantitative and qualitative data and legal documents for the purpose of producing ratings, publishing credit reports, and contributing to special research reports. Meet with senior management of project sponsors, investment bankers, and financial advisors to produce ratings and reports for general publication. Communicate rating rationale to investors and other market participants through presale reports, presentations and meetings. What You Need to Have 3 to 5 years of credit‑related experience. Previous experience with credit/financial analysis and financial modelling, ideally in structured finance/securitization, gained in audit companies (Big 4), consulting firms, investment bank, credit research, bank credit department, a rating agency, buy‑side credit department, structuring and advisory firms, etc. Adequate modeling skills and familiarity with spreadsheet‑based financial models. Strong communication and presentation skills, verbal and written, both in English and Portuguese. What Would Make You Stand Out Attention to detail, organizational and time management skills; Team orientation, with ability to effectively build relationships both externally and internally. Ability to read and fully comprehend complex structures and to ask probing questions to issuers and their advisers. Ability to work to tight deadlines and display a strong degree of flexibility to take on additional responsibilities, as required. CFA candidate at any level; or CFA charter holder Why Fitch? At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone. Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority. We are building incredible things at Fitch and we invite you to join us on our journey. Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we are comprised of three main businesses: Fitch Ratings | Fitch Solutions | Fitch Learning. Fitch Group is proud to be an Equal Opportunity and Affidavit Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. #J-18808-Ljbffr