Senior Fraud Prevention Specialist

Unlock New Horizons At Revolut, we empower individuals to break free from financial constraints and seize control over their lives. As a pioneering force in the fintech landscape, our mission is clear: deliver innovative solutions that bring people closer to their money. With a global community of 65+ million customers, our vision extends beyond mere transactions – we're committed to crafting experiences that ignite growth, foster connections, and redefine success. In recognition of our exceptional employee experience, we've been certified as a Great Place to Work. We're a diverse team of 10,000+ strong, united by a passion for excellence and a relentless pursuit of innovation. Our Financial Crime team stands at the forefront of regulatory expertise and data-driven insights, ensuring our products meet stringent standards and deliver tangible value to customers. In an era of rapid digital evolution, they remain one step ahead by harnessing the power of smart, scalable strategies to prevent financial crime. We seek a seasoned Fraud Risk Manager to strengthen our first line of defence (1LoD) FinCrime framework in Brazil, with a focus on fraud prevention. You'll assume the role of core fraud risk expert, leveraging your senior expertise to fortify our operations and design, implement, and oversee effective fraud controls across key local products. You'll have the opportunity to shape what's next in finance, collaborating closely with cross-functional teams to drive continuous improvement. Key Responsibilities: Designing and enhancing fraud prevention controls within Brazil's 1LoD framework, ensuring alignment with local BCB regulatory expectations and license requirements . Conducting detailed fraud risk assessments across products (PIX, credit, cards, and business accounts), identifying control gaps and recommending practical mitigations . Leading the development and implementation of fraud prevention strategies, including creating and tuning transaction monitoring rules, leveraging data-driven models, and defining robust response workflows . Overseeing major fraud incidents and investigations, supporting containment, recovery, and required regulatory reporting processes . Partnering closely with Product and Data Science teams to improve automation, detection efficiency, and case triage logic, challenging the status quo for continuous improvement . Monitoring and analysing fraud trends and key performance indicators (KPIs) to produce actionable insights and dashboards for local management and committees . Strengthening fraud governance, ensuring clear documentation of risks, controls, and residual exposures to demonstrate control maturity during regulatory engagements . Requirements: 5+ years of experience in fraud risk management, prevention, detection, or Investigations within a financial institution or fintech A deep understanding of fraud typologies, detection models, and control frameworks across payment and credit products (PIX, cards, credit) Solid knowledge of local (BCB) FinCrime and fraud regulations and reporting obligations Hands-on experience creating, tuning, and validating fraud detection rules and working with model performance metrics Experience leading complex investigations end-to-end, identifying control weaknesses, and proposing remediation The ability to navigate ambiguity, connect data to risk impact, and design pragmatic, scalable solutions A proven ability to partner with Product, Data Science, and Compliance teams to implement risk controls effectively Great communication skills to relay complex fraud and regulatory topics clearly to both technical and non-technical audiences Nice to Have: Proficiency in using analytical tools (e.g., SQL, Python, Looker) Confidence in presenting risk insights, fraud trends, and remediation updates An interest in developing junior team members as the function scales Revolut values diversity and promotes equal opportunities for all applicants. If you're passionate about building a better financial future, join us