Gerente de risk management

2 semanas atrás


São Paulo, Brasil Netvagas Tempo inteiro

O que esperamos de vocêFormação superior em Administração, Economia, Engenharia ou áreas correlatas;Pós-graduação voltada às atividades da vaga será considerada um diferencial;Experiência mínima de 10 anos na área de crédito corporativo;Vivência junto a equipes de crédito voltadas a concessão de operações para empresas pertencentes aos segmentos up middle market e corporate;Domínio da análise de demonstrativos financeiros, reclassificação de balanços, validação de lançamentos contábeis, apuração de índices de performance, cálculo de indicadores financeiros, construção de fluxo de caixas indiretos;Conhecimentos sólidos sobre Probabilidade de Default, Exposição no Default e Perda Financeira no Default;Entendimento de Perda Esperada e sua diferenciação em relação ao Provisionamento para Devedores Duvidosos;Familiaridade com conceitos de Capital Regulatório, incluindo RWAcred, RWAmerc e RWAoper;Fluência em inglês.No seu dia a dia? Realizar a análise fundamentalista de demonstrativos financeiros para a determinação da capacidade econômico-financeira de potenciais tomadores de crédito (preferencialmente dos segmentos Middle Market e Corporate);Performar modelos de análise projetivos, permitindo a verificação da evolução das condições do tomador a médio e longo prazos;Analisar operações de crédito estruturado, quanto sua adequação ao perfil do tomador, o correto direcionamento dos recursos financeiros disponibilizados e sua viabilidade frente ao risco de crédito assumido;Avaliar as garantias assessórias a estrutura de dívida, tanto quanto sua formalização, como sua executabilidade.



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