Aml compliance manager

About the Company
Credit Saison Brazil (“CSBR”) is part of Credit Saison Group, which has Credit Saison Co. Ltd. (Japan) as ultimate parent and Saison International (Singapore) as its international headquarter. Our core businesses are lending operation and equity investment consisting of early-stage start-up investment and M&A/joint venture.
Founded in 1951, Credit Saison Co. Ltd., is one of Japan’s largest non-bank financial corporations listed on Tokyo Stock Exchange. Outside Japan, over 1,000 talented employees are working across global markets because of Credit Saison's dedication to foster an environment of diversity, collaboration, inclusion and career growth. The group has a mission to bring people, partners and technology together, delivering resilient and innovative financial solutions for positive impact.
Established in 2023, CSBR primarily provides credit solutions in Brazilian private debt market to support the innovators as a transformative partner in contributing to financial inclusion. So, if you're passionate about making positive impacts in the finance sector while working in a multi-cultural environment, we want to hear from you. Join us on this exciting journey, where your talent can make a meaningful difference and together, let's contribute to the future of finance in Brazil.
About the Role
The AML Compliance Manager AVP is responsible for leading the Anti-Money Laundering (AML/CTF) program, ensuring compliance with Brazilian regulatory standards and group AML policies. This role oversees transaction monitoring, SAR/COAF reporting, KYx (KYC, KYB, KYS...) programs, training, and continuous strengthening of the AML control environment. Experience in designing AML controls for regulatory authorization is a strong advantage.
Responsibilities
1. AML Program Leadership Manage and continuously enhance the AML/CTF Program in alignment with COAF , Bacen, and global standards. Maintain AML policies, procedures, internal controls, and risk assessment frameworks (ML/TF Risk Assessment).
Conduct periodic reviews of the AML Program to ensure regulatory and market best-practice alignment.
2. Transaction Monitoring & Investigations
Oversee transaction monitoring rules, alerts, investigations, case documentation, and escalation process.
Lead internal investigations, suspicious activity reviews, and maintain clear audit trails for examination.
Ensure timely and accurate submission of SARs (Comunicados de Operações Suspeitas) to COAF .
3. Know Your Customer/Business (KYC/KYB) & Onboarding Controls Lead KYC/KYB onboarding program , ensuring robust due diligence, ownership screening, risk scoring, sanctions check, and ongoing monitoring. Partner with Investments, Credit, Risk, and Legal to ensure KYC/KYB controls are embedded in customer lifecycle management.
Oversee PEP, sanctions, and adverse media review frameworks.
4. Regulatory & Audit Management
Act as the point of contact for AML matters during regulatory exams, audits, and stakeholder reviews.
Prepare reporting for senior management, Committees, and Group AML stakeholders.
Support AML and compliance sections in Bacen licensing/authorization processes , including AML documentation and controls.
Skills, Experiences & Qualifications
Bachelor's degree in law, Business, International Relations, or related field.
7+ years of AML/Fin Crime experience within financial institutions, PSPs, or fintechs.
Deep understanding of BCB Res. 3978/2020 , Bacen AML requirements, and international standards (FATF). Experience in building AML frameworks for new regulatory authorization (e.g., Bacen licensing) is highly valued.
Fluency in Portuguese and English (mandatory).