Credit Risk Senior Analyst

7 meses atrás

Sao Paulo, Brasil Citi Tempo inteiro

**Credit Risk Senior Analyst (C11 - Officer)**

ICM Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) Underwriting organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICM Risk and Banking, shared commitment to ensuring the safety and soundness of wholesale lending across ICM.

ICM Risk Analysis Credit Risk Senior Analysts are responsible for a portfolio of ICM Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. Credit Risk Senior Analysts are expected to use their industry and financial knowledge to perform credit assessments, using independent judgment and discretion on aspects relating to credit risk ratings, regulatory classification and credit recommendation to Second Line of Defense. That includes the production of Annual Reviews, Quarterly Reviews, and Transactions memos.

A Credit Risk Senior Analyst is expected to have a strong understanding of credit risk, of Citi´s internal policies and procedures, and be knowledgeable about the industry fundamentals that portfolio belongs to. They might need some supervision from their Credit Risk Team Lead on more sensitive and complex credit situations and be able to communicate with ICM Risk and Banking partners, with mínimal supervision of the Team Lead.

This role has responsibility for the portfolio of Relationships. It reports directly to the Credit Risk Team Lead.

**Key Responsibilities**:

- Assess the credit and financial strength of Citi’s Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
- Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within risk appetite
- Perform Transaction memos approvals in a timely manner according to Business priority. Discretionary recommendation should be documented in the memo on the proposal.
- Using discretion and independent judgement, perform the analysis to make recommendations to Second Line of Defense on risk ratings, classifications and proposal
- Continuously monitor the covered portfolio, following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICM Risk and Banking partners
- Partner with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
- Support ICM Risk Analysis Voice of the Employee (VOE) initiatives
- Travel (less than 10%)

**Skills/Competencies**:

- Risk & Credit Underwriting:

- Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues
- Demonstrates considerable knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
- Displays robust industry research capabilities, including risk and key drivers
- Strong understanding of Credit Policy and procedures; proactively refers to resources as needed
- Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly
- Be able to articulate orally and in writing credit recommendations for decision-makers using judgement and knowledge of the credit analysis.
- Leadership:

- Display a deep commitment and positive attitude to Citi and colleagues
- Be reliable and eager to undertake more functions and responsibilities
- Embrace the need for change and appreciate its benefits with natural curiosity
- Demonstrate professionalism by being reliable, actively contributing in meetings by asking questions and challenging ideas
- Competencies:

- Strong interpersonal skills, with the ability to build relationships
- Strong organizational skills with ability and willingness to work under pressure and manage time and priorities effectively
- Solid written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of various levels of seniority
- Technical:

- Proficient Microsoft Office (Word, Excel, and PowerPoint) skills
- Progressive experience with the internal ICM Templates and with financial modeling

**Qualifications**:

- Financial Services experience including 2-3 years of credit experience in banking or credit risk management
- **Job Family Group**:
Risk Management
- **Job Family**:
Credit Decisions
- **Time Type**:
Full time
- Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration w

  • Credit Risk Analyst

    8 meses atrás

    Sao Paulo, Brasil HSBC Tempo inteiro

    -Job description - Monitoring of the commercial banking portfolio of corporate clients through the preparation of Global Annual Reviews (GARs), Local Entity Reviews (LERs), One-Off Proposals, Quarterly Financial Updates, Financial Projections, among other credit portfolio monitoring’ activities; - Close interaction with Relationship Managers, Risk...

  • Credit Risk Analyst

    3 meses atrás

    São Paulo, Brasil Crossell Tempo inteiro

    About the Role- As Credit Risk Analyst, you will be part of the deal team for credit and surety underwriting and responsible for:Obligor and Transaction Credit Risk Assessment and Rating for the following Products: Commercial Surety and Contract Surety.- Other Trade related Financing:Preparation of submissions of credit rating rationale.Determine the maximum...

  • Credit Risk Senior Analyst

    6 meses atrás

    Sao Paulo, Brasil Citi Tempo inteiro

    ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory’s (BCMA) shared commitment to ensuring the safety and soundness of...

  • Icg Risk Analysis

    3 meses atrás

    São Paulo, SP, Brasil Citi Tempo inteiro

    **Credit Risk Senior Analyst (C11 - Officer)** ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory’s (BCMA) shared...

  • Risk, Credit Risk, Analyst, São Paulo

    Há 2 dias

    Sao Paulo, Brasil Goldman Sachs Tempo inteiro

    RISK **YOUR IMPACT** How would you like to be involved in a central part of Goldman Sachs' risk management framework? We are looking for a highly motivated individual who is able to deliver credit risk analysis, on the basis of a thorough understanding of credit fundamentals and risks associated with lending and derivatives products. You will play a key...

  • Senior Credit Analyst

    7 meses atrás

    Sao Paulo, Brasil Shell Tempo inteiro

    **What is the role?** Senior analyst for Shell Energy Americas portfolios with focus and accountability for Shell Energy Brazil. Role be focused on ensuring credit risk management principles and policies are carried out in accordance with Global Credit Mandate. This must be balanced with supporting commercial growth whilst ensuring fit for purpose credit...

  • Icg Risk Analysis

    7 meses atrás

    Sao Paulo, Brasil Citi Tempo inteiro

    ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory’s (BCMA) shared commitment to ensuring the safety and soundness of...

  • Credit Risk

    7 meses atrás

    Sao Paulo, Brasil JPMorgan Chase & Co Tempo inteiro

    **JOB DESCRIPTION** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in...

  • Credit Risk Analyst

    4 meses atrás

    São Paulo, Brasil Crossell Tempo inteiro

    About the Role - As Credit Risk Analyst, you will be part of the deal team for credit and surety underwriting and responsible for: Obligor and Transaction Credit Risk Assessment and Rating for the following Products: Commercial Surety and Contract Surety. - Other Trade related Financing: Preparation of submissions of credit rating rationale. Determine the...

  • Senior Risk Analyst

    3 meses atrás

    São Paulo, SP, Brasil Western Union Tempo inteiro

    **Senior Risk Analyst** Do you have experience of contributing to the credit review and assessment of new and existing clients? Are you interested in joining a global organization that is dedicated to moving money for better? Are you interested in joining a globally diverse organization where our unique contributions are recognized and celebrated, allowing...

  • Senior Compliance Risk Analyst

    3 semanas atrás

    São Paulo, São Paulo, Brasil SGS Société Générale de Surveillance SA Tempo inteiro

    About the RoleWe are seeking a Senior Compliance Risk Analyst to join our team in Societe Generale. As a key member of our Compliance Department, you will play a crucial role in ensuring that our business practices align with regulatory requirements and industry standards.Job DescriptionThe Senior Compliance Risk Analyst will be responsible for:Performing...

  • Credit Risk Analyst

    6 meses atrás

    Sao Paulo, Brasil Citi Tempo inteiro

    ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory’s (BCMA) shared commitment to ensuring the safety and soundness of...

  • Icg Risk Analysis

    Há 4 dias

    Sao Paulo, Brasil Citi Tempo inteiro

    ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory’s (BCMA) shared commitment to ensuring the safety and soundness of...

  • Imi Cib

    Há 2 dias

    Sao Paulo, Brasil Intesa San Paolo Tempo inteiro

    Intesa Sanpaolo is the banking group leader in Italy. Assisting more than 14,6 milion of retail customers through a network of 5360 branches, it significantly supports the development of Companies and gives an important sustain to the country's growth. The Group has a selected retail banking presence in Central and Eastern Europe, the Middle East and North...

  • Credit Risk Officer

    Há 2 dias

    Sao Paulo, Brasil Bank of America Tempo inteiro

    Responsible for approvals within delegated credit authorities for Corporate and Financial Institution relationships in Latin America (Brazil / Mexico). The Credit Risk Manager will be also responsible for local credit risk governance such as preparing / reviewing local risk policies / manual and producing risk governance decks and...

  • Credit Risk Analyst

    6 meses atrás

    Sao Paulo, Brasil Citi Tempo inteiro

    ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory’s (BCMA) shared commitment to ensuring the safety and soundness of...

  • Senior Credit Risk Officer Lead

    2 semanas atrás

    São Paulo, São Paulo, Brasil Citi Tempo inteiro

    **About the Role**Citi, a leading global financial services institution, seeks an experienced Senior Credit Risk Officer to join our team. The ideal candidate will possess a strong background in credit analysis and risk management.Salary: $140,000 - $180,000 per annum, depending on experienceAbout the JobWe are looking for a highly skilled and motivated...

  • Credit Risk Associate

    6 meses atrás

    Sao Paulo, Brasil Citi Tempo inteiro

    ICM Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management ("ICM") organization. The IRAU's mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Risk and Banking's shared commitment to ensuring the safety and soundness of wholesale lending. ICM Risk Analysis Credit Risk...

  • Avp - Credit Risk Associate (Icg Irau)

    6 meses atrás

    Sao Paulo, Brasil Citi Tempo inteiro

    **ICG Risk Analysis (IRAU) Credit Risk Associate (C12 - Assistant Vice President)** ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets...

  • Senior Risk Analyst

    2 semanas atrás

    São Paulo, Brasil buscojobs Brasil Tempo inteiro

    Lalamove is looking for an experienced Risk Analyst to support our Risk team in Hong Kong. The role entails driving analytics insights and enabling senior leadership to make effective, analytically driven decisions, in particular areas of fraud risk and financial efficiency. The ideal candidate should be passionate about logistics and e-commerce, have a...