Legal Corporate Counsel

About PayJoy

PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit cards, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and provide safety acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 17 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

The corporate counsel is responsible for providing legal advice to the company, ensuring its legality and the protection of its interests in a wide range of legal matters, such as contract negotiation, regulatory compliance, mergers and acquisitions, and litigation.

Key responsibilities

- Develop and implement the company's legal strategy to support expansion in a country(ies), participating in the company’s international expansion and ensuring alignment with the global legal and compliance program.

- Provide legal services and guidance to the organization, including in matters related to product advisory, Intellectual Property protection, managing and negotiating a wide range of business contracts, labour law, company law and corporate governance, privacy, KYC/AML/Sanctions, amongst others.

- Oversee compliance with regulatory requirements, including data protection, local legislation and corporate governance. Develop and implement legal and compliance frameworks harmonized with the company’s global compliance infrastructure.

- Provide strategic advice, legal risk assessments and mitigation strategies to the business leadership and the management team. In collaboration with the executive management, manage various complex legal projects.

- Liaise with and manage relationships with external law firms across multiple jurisdictions.

- Lead dispute resolution, litigation management, and regulatory investigations when necessary.

- Support corporate structuring and any M&A activities as the company scales.

- Develop and review legal and compliance policies and procedures.

- As the business expands, hire, lead and train an effective internal L&C team.

- Contribute to the global legal department’s knowledge-sharing, policy development, and strategic initiatives, acting as a regional leader aligned with a global mandate.

Qualifications

- Bachelor of Laws degree and Master’s degree in commerce, Business Administration, Management, Law or related field.

- Admitted Legal Practitioner (AOB) with solid corporate experience, preferably in an in-house legal environment.

- Previous experience building/mentoring a legal team and partnering with the business through hypergrowth or business transformation periods.

- Required senior management experience, leading a function, interacting with and providing advice to executive management.

- Strong financial services industry experience.

- Prior experience in a fast-growing startup/tech environment, as well as exposure to international business environments, is preferred.

- Excellent leadership and management skills, with the ability to communicate effectively with both legal and non-legal stakeholders.

- Proven ability to operate in a cross-border, matrixed reporting environment.

- Proven ability to analyse and solve complex legal issues.

- Strong negotiation skills.

- Strong writing skills and high attention to detail.

- Excellent verbal and written communication skills.

- Ability to work independently and meet timelines.

Benefits

- Bradesco Health Plan 100% covered by the company for you and your legal dependents;

- SulAmerica Dental Plan 100% covered by the company for you and your legal dependents;

- Life Insurance;

- Meal Allowance of R$50,00 per day via Flash;

- Home Office Allowance of R$180,00 monthly via Flash;

- Monthly Mobility Allowance of R$400 monthly via Flash Card;

- One-time reimbursement for home office equipment and headphones;

- Reimbursement for wellness activities;

- Phone finance incentive;

- Annual Budget of $2,000 USD for co-working travel perk; and

- Annual Budget of $2,000 USD for career development;

PayJoy Principles

Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

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