Credit Risk Analyst
Há 22 horas
We are seeking a highly skilled Credit Analyst to join our team in the U.S. This role will support the Credit Analyst team in the U.S. with credit initiation of new clients as well as periodic credit risk assessment of existing clients in the CTA (Commodities, Trading and Agribusiness) portfolio in the U.S.
Key Responsibilities- Support completion of mandatory checklists including Climate Risk Assessment, Environment & Social Risk Assessment and Reputational Risk assessment.
- Complete Fraud Risk Assessment for all clients including assessment of red flags in the fraud risk report and trade counterparty assessment.
- For FX limits, complete limit review and substantiation exercise in line with Financial Markets Appropriateness and Credit Term Sheet updates based on RM/Risk feedback.
- The position is also responsible for managing team deliverables related to assisting U.S. analysts with portfolio credit monitoring activities as follows:
- Completion of annual credit reviews of assigned accounts and re-assess key risks and re-evaluate internal credit grade. Ensure zero annual credit review overdues and minimize review extensions.
- Identify client limits with low / nil utilization and escalate to the respective Relationship Manager for input / additional discussions with product partners and / or clients.
- Prepare interim BCAs to increase / decrease limits, propose amendments/waivers, refresh financial analysis, update Credit Grade (when required), etc.
- Support coverage team in structuring deals and present credit proposals in senior business and risk approval committees.
- Monitor Covenants & Risk Triggers (C&RTs). Raise any breaches under (C&RTs) to Relationship Manager, and Credit.
- Monitor and assess rating agencies actions including downgrades or outlook changes.
- Perform credit stress testing on assigned names, when required.
- Ensure compliance with all internal and regulatory credit / other portfolio related policies in conjunction with GAMs. Support senior Credit Analysts and GAMs in preparing and responding to internal / external audits and regulatory exams.
- Ensure that all relevant client information, including financials, compliance reports, credit agreement, amendments, credit approvals, dispensations, endorsements, etc., is clearly named and saved in the shared drive in an organized manner.
- Analytical strength – to spot emerging risks, in particular forward-looking industry trends.
- Gravitas – to engage with Relationship Managers and Clients alike, have the ability to challenge in a constructive manner.
- Collaborative – to work in partnership with stakeholders to 'get things done,' fulfilling the Job Purpose.
- Strong analytical ability, focused on the assessment and calibration of credit risk.
- Strong verbal and written communication skills, with proven ability to work across cultures and within a dynamic environment.
- Able to hold credible dialogue at all levels of the organisation, as well as with clients.
- Well organized, able to multi-task and balance competing demands.
- More than 5 years of experience in Credit Analysis.
- Graduates / Graduate calibre.
- Sound knowledge of accounting and financial principles gained by experience or qualification.
- MBA or CFA qualifications advantageous, but not required.
- Financial Statement Analysis
- C&I Credit risk
- Financial Forecasting and modelling
- Industry Knowledge
- Products & Processes
-
Credit Risk Analyst
Há 1 mês
São Paulo, São Paulo, Brasil JustiFi Tempo inteiroAbout the RoleWe are seeking a skilled Credit Risk Analyst to join our team at JustiFi, a leading fintech company based in the United States. As a Credit Risk Analyst, you will play a critical role in evaluating the creditworthiness of borrowers and ensuring the integrity of our lending processes.Key ResponsibilitiesEvaluate credit reports and other relevant...
-
Credit Risk Analyst
4 semanas atrás
São Paulo, São Paulo, Brasil Moody's Tempo inteiroAbout the RoleWe are seeking a highly motivated and detail-oriented Credit Risk Analyst to join our team at Moody's. As a Credit Risk Analyst, you will play a critical role in evaluating credit risk by integrating credit risk inputs prepared by internal and external parties.Key ResponsibilitiesPerform day-to-day credit analysis related to ratings, research,...
-
Credit Risk Analyst
4 semanas atrás
São Paulo, São Paulo, Brasil Citi Tempo inteiroAbout the RoleCiti is seeking a highly skilled Credit Risk Analyst to join our team in Sao Paulo. As a key member of our credit risk management function, you will be responsible for analyzing and managing credit risk across our portfolio of commercial and corporate banking clients.Key ResponsibilitiesMonitor economic and industry trends to identify potential...
-
Credit Risk Analyst
2 meses atrás
São Paulo, São Paulo, Brasil Swiss Re Tempo inteiroAre you looking for a challenge and an opportunity to further advance your skills and career in a phenomenal working environment? Do you like to work in a global team and does the world of finance, insurance and trade fascinate you? Are you attracted by contributing to the data-driven transformation of Swiss Re? We are looking for an energetic professional...
-
Credit Risk Analyst
Há 1 mês
São Paulo, São Paulo, Brasil Swiss Re Tempo inteiroAre you looking for a challenge and an opportunity to further advance your skills and career in a phenomenal working environment? Do you like to work in a global team and does the world of finance, insurance and trade fascinate you? Are you attracted by contributing to the data-driven transformation of Swiss Re? We are looking for an energetic professional...
-
Credit Risk Analyst
Há 1 mês
São Paulo, São Paulo, Brasil Citibank Tempo inteiroAbout the RoleCitibank is seeking a skilled Credit Risk Analyst to join our team in Sao Paulo. As a key member of our Commercial Banking team, you will be responsible for analyzing and managing credit risk across our portfolio.Key ResponsibilitiesMonitor economic and industry trends to identify potential credit risks and develop strategies to mitigate...
-
Credit Risk Analyst
Há 1 mês
São Paulo, São Paulo, Brasil Citi Tempo inteiroAbout the RoleThe Credit Risk Analyst II is a developing professional role within Citi's Risk Management team. As a key member of the team, you will apply your specialty area knowledge in monitoring, assessing, analyzing, and evaluating processes and data to identify policy gaps and formulate policies.Key Responsibilities:Support global contract negotiations...
-
Credit Risk Analyst
3 semanas atrás
São Paulo, São Paulo, Brasil Moody's Tempo inteiroAbout Moody'sAt Moody's, we strive to create an inclusive environment where everyone feels welcome to be who they are. We unite the brightest minds to turn today's risks into tomorrow's opportunities.Job SummaryThe Rating Associate will work with lead analysts in assigning and monitoring credit ratings, researching, drafting, and publishing research. The...
-
Senior Credit Risk Manager
Há 22 horas
São Paulo, São Paulo, Brasil Shell Tempo inteiroJob Title: Senior Credit AnalystShell is seeking a highly skilled Senior Credit Analyst to join our Americas team. As a key member of our credit risk management team, you will be responsible for ensuring the effective management of credit risk across our Shell Energy Americas portfolios.Key Responsibilities:Develop and implement credit risk management...
-
Senior Credit Risk Manager
Há 4 dias
São Paulo, São Paulo, Brasil Shell Tempo inteiroJob Title: Senior Credit AnalystShell is seeking a highly skilled Senior Credit Analyst to join our Americas team. As a key member of our credit risk management team, you will be responsible for ensuring the effective management of credit risk across our Shell Energy Americas portfolios.Key Responsibilities:Develop and implement credit risk management...
-
Credit Risk Specialist
2 semanas atrás
São Paulo, São Paulo, Brasil Swiss Re Tempo inteiroAbout the RoleWe are seeking a highly skilled Credit Risk Analyst to join our team in Sao Paulo, Frankfurt, Munich, Bratislava, Zurich, Bangalore, and Singapore. As a Credit Risk Analyst, you will be part of the deal team for credit and surety underwriting and responsible for:Obligor and Transaction Credit Risk Assessment and Rating for the following...
-
Credit Risk Analyst
1 semana atrás
São Paulo, São Paulo, Brasil Moody's Tempo inteiroAbout Moody'sAt Moody's, we strive to create an inclusive environment where everyone feels welcome to be who they are. We unite the brightest minds to turn today's risks into tomorrow's opportunities.Job SummaryThe Rating Associate will work with lead analysts in assigning and monitoring credit ratings, researching, drafting, and publishing research. The...
-
Senior Credit Analyst
Há 7 dias
São Paulo, São Paulo, Brasil 00424 Banco Citibank S.A. Tempo inteiroCredit Senior AnalystThe Credit Senior Analyst plays a crucial role in assessing and managing credit risk for our clients. This position requires a strong understanding of financial analysis, credit risk management, and industry standards.Key Responsibilities:Conduct in-depth analysis of client financial statements and credit reports to identify potential...
-
Senior Credit Analyst
2 semanas atrás
São Paulo, São Paulo, Brasil 00424 Banco Citibank S.A. Tempo inteiroCredit Senior AnalystThe Credit Senior Analyst plays a crucial role in assessing and managing credit risk for our clients. This position requires a strong understanding of financial analysis, credit risk management, and industry standards.Key Responsibilities:Conduct in-depth analysis of client financial statements and credit reports to identify potential...
-
Credit Risk Analyst
Há 1 mês
São Paulo, São Paulo, Brasil Citigroup Inc. Tempo inteiroAbout the RoleThe Credit Risk Analyst is responsible for conducting thorough credit reviews, approvals, and credit monitoring to manage the exposure of Citi's portfolio to local clients.Key ResponsibilitiesConducts risk assessments and customer credit analyses, reviews financial results and peer reviews, and prepares financial projections.Prepares...
-
Credit Risk Specialist
3 semanas atrás
São Paulo, São Paulo, Brasil Swiss Re Tempo inteiroAbout the RoleAs a Credit Risk Analyst at Swiss Re Corporate Solutions, you will be part of a dynamic team responsible for credit and surety underwriting. Your key responsibilities will include:Conducting obligor and transaction credit risk assessments and ratings for commercial surety and contract surety products.Preparing submissions of credit rating...
-
Credit Risk Director
Há 1 mês
São Paulo, São Paulo, Brasil Ebury Tempo inteiroEbury is a leading FinTech firm, recognized for its innovative approach to financial services. We offer a range of products, including FX risk management, trade finance, currency accounts, international payments, and API integration.We are seeking a highly skilled professional to join our Credit Risk team as a key and senior role. The successful candidate...
-
Credit Risk Analyst
4 semanas atrás
São Paulo, São Paulo, Brasil Justifi Tempo inteiroFinancial Risk SpecialistJustiFi, a fintech company, has developed a cutting-edge Embedded Finance Infrastructure platform. This unique platform offers our partners the architecture they need to operate as Payment Facilitators and provide customers with a range of embedded fintech options.At JustiFi, we are currently seeking a Financial Risk Specialist to...
-
Credit Risk Analyst
4 semanas atrás
São Paulo, São Paulo, Brasil Citi Tempo inteiroJob Summary:The Credit Risk Analyst will be responsible for the origination and monitoring of a credit portfolio that includes the production of Credit Initials, Annual Credit Reviews and Quarterly Reviews, developing financial analysis, cash flow projections, industry analysis and determining risk ratings.Key Responsibilities:Monitor how economic and...
-
Senior Credit Risk Officer
Há 1 mês
São Paulo, São Paulo, Brasil Ebury Tempo inteiroEbury is a leading FinTech firm, recognized for its innovative approach to financial services. We offer a range of products, including FX risk management, trade finance, currency accounts, international payments, and API integration.We are seeking a highly skilled professional to join our Credit Risk team as a key and senior role. The successful candidate...
