High Level Credit Risk Specialist

Há 13 horas

Vitória, Espírito Santo, Brasil beBeeCredit Tempo inteiro US$90.000 - US$120.000
Job Overview

We are seeking a seasoned professional to join our Underwriting team as a Senior Credit Analyst. This role is responsible for reviewing merchant applications and assessing credit risk.

The ideal candidate will have experience in commercial underwriting, a strong analytical mindset, and excellent communication skills. A bachelor's degree in Accounting, Finance, or Economics is required.

As a Senior Credit Analyst, you will be responsible for evaluating merchant applications, reviewing financial statements, and analyzing complex corporate structures. You will also be expected to coordinate with the Compliance and Legal teams as needed.

In addition to your technical skills, you should be able to work independently and manage multiple tasks effectively. Prior payment and fintech experience is an asset.

This is a full-time position that requires a high level of English proficiency both in oral and written communication.

We offer a competitive compensation package, including health and dental insurance, life insurance, meal voucher, home office allowance, and more.

If you are motivated by purpose and thrive in a fast-paced environment, we would love to hear from you.

We are committed to diversity and inclusion and believe that everyone deserves a fair and equitable society. Our selection process takes place online and without distinction of any kind.

  • Evaluate merchant applications and supporting documentation to assess Merchant's credit and reputational risk
  • Review financial statements and/or business tax returns and perform analysis to recommend merchant's risk ratings
  • Analyze complex corporate structures, beneficial ownership and licensing requirements, coordinating with the Compliance and Legal teams as needed
  • Review industry information and comparisons, key risks and mitigants to form a general risk overview of merchants
  • Summarize analysis in concise credit memo and complete all required underwriting checklists

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