Business Credit Risk Analyst

2 semanas atrás

São Paulo, São Paulo, Brasil beBeeCreditRisk Tempo inteiro R$108.000 - R$135.000
Business Credit Risk Analyst

The role of Business Credit Risk Analyst revolves around assessing the creditworthiness of individuals and entities. Key responsibilities include assigning risk ratings, recommending or approving credit extensions or withdrawals, and providing ongoing monitoring of credit exposures.

This position involves a balance between risk and return, ensuring that credit policies are appropriate and performing regular in-depth reviews of the credit portfolio. It also manages and mitigates potential credit losses, safeguarding the organization's financial stability and supporting sustainable business growth.

  • Analyze and assess business problems, leveraging extensive knowledge of industry standards and practices to evaluate potential risks in assigned portfolios.
  • Dive into and suggest improvements in credit risk processes for assigned portfolios based on in-depth analysis and industry best practices.
  • Communicate any potential risks to senior management, providing regular updates about the status of their reviews.
Key Skills:
  • Independently review and assess business problems, utilizing profound expertise in industry standards and practices to identify potential risks in designated portfolios.
  • Analyze and recommend enhancements to credit risk procedures for designated portfolios, drawing from comprehensive understanding of industry best practices.
  • Deliver timely communication of potential risks to senior leaders, including periodic updates regarding review progress.
About this Role:
  • Act as a change catalyst by identifying opportunities for innovation within the organization.
  • Proactively align with organizational goals; prioritize team and enterprise success over personal objectives.
  • Foster a focus on high-priority tasks aligned with business objectives; aid others in effectively managing competing priorities.
  • Take ownership for escalating, identifying, and managing potential risks; implement controls enhancing client experience and operational effectiveness.
  • Anticipate challenges and proactively devise solutions addressing root causes and resulting in meaningful improvements.
Requirements:
  • 5-8 years of experience in a comparable role, demonstrating expertise in credit portfolio monitoring and analysis.
  • Pronounced disciplinary knowledge within the field, coupled with subject matter and industry experience.
  • Awareness of commercial operations and strategies, including experience in evaluating business/risk staffing models.

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