Senior Credit Analyst
2 semanas atrás
The key responsibility of this role is to assess the creditworthiness of potential or existing borrowers, and make recommendations to facilitate decision-making processes.
Key Responsibilities:- Prepare comprehensive credit reports focused on financial and operational analysis of the (potential) borrowers;
- Perform timely annual credit reviews of existing borrowers/customers and submit them to the relevant committee;
- Gather relevant information on existing and prospective borrowers: Financial reports, industry trends, press articles, information services, and other sources available online;
- Attend bank meetings, including roadshows when applicable, and client meetings;
- Develop and maintain strong relationships with Relationship Managers to ensure effective collaboration;
- Make recommendations concerning the amount of credit exposure that is deemed prudent under current circumstances;
A minimum bachelor's degree in economics, accounting, or business administration with focus in Finance. Good written and verbal communication capabilities in English. Strong knowledge of Microsoft Word and Excel.
Competencies Required:- Ability to build partnership within the credit team and with commercial teams;
- Ability to adapt to a changing environment and prioritize tasks accordingly.
7-10 years of experience in credit analysis of large banks focused on Corporate Banking segment. Deep familiarity with local credit market and experience with financial analysis techniques.
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