Senior Credit Risk Analyst

4 semanas atrás


São Paulo, São Paulo, Brasil Citi Tempo inteiro

**Job Summary**:

Citi is seeking a highly skilled Credit Analyst to join our team. As a Credit Analyst, you will be responsible for the origination and monitoring of a credit portfolio, including the production of credit initials, annual credit reviews, and quarterly reviews.

**Key Responsibilities**:

  • Develop financial analysis, cash flow projections, industry analysis, and determine risk ratings.
  • Monitor how economic and industry evolution and trends impact the repayment capacity of customers and anticipate early warning signals to minimize credit losses.
  • Participate in credit committees, prepare material, and engage in meetings to actively transmit the quality and risks of proposed credits, supporting approvers in ultimate decisions.
  • Perform customer due diligences together with the business.
  • Support the business in structuring and discussing transactions involving credit risk, including management analysis, relationship strategy, and risk-return adequacy of products.
  • Contribute to developing enhancements of workflow management tools and participate in portfolio stress tests and systems user acceptance tests.
  • Maintain up-to-date knowledge of policies, procedures, and processes relevant to credit risk management.
  • Perform accurate data input and be responsible for its integrity when building and monitoring credit facilities.
  • Proactively engage in team meetings towards constructive dialogue, sharing key points, and summarizing takeaways.

**Requirements**:

  • Minimum 6 years of credit experience in credit analysis or risk management function for commercial or corporate banking.
  • Bachelor's degree in related areas: Business Administration, Economics, Accounting, Engineering.
  • Fluent in English. Spanish is a plus.
  • Knowledge of MS Suite (Word, Excel, PowerPoint).

**About Citi**:

Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.


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