Risk Management Specialist

1 semana atrás


São Paulo, São Paulo, Brasil PayJoy Tempo inteiro
About PayJoy

PayJoy is a mission-driven company dedicated to empowering the next billion smartphone users by providing access to financial services. Our innovative technology turns a smartphone into collateral, enabling unbanked consumers to step into the modern financial system.

Job Summary

We are seeking a highly skilled Risk Manager to join our team. As a Risk Manager, you will be responsible for analyzing and optimizing our existing portfolios in LATAM and other global markets. You will work closely with our data science team to develop and implement data-driven strategies that improve risk outcomes and drive business growth.

Key Responsibilities
  • Analyze and interpret large datasets to identify trends and patterns that inform risk management decisions.
  • Develop and implement data-driven models to optimize portfolio performance and reduce risk.
  • Collaborate with cross-functional teams to design and implement A/B tests that improve product offerings and customer engagement.
  • Communicate complex data insights and recommendations to stakeholders through clear and concise reports and presentations.
  • Own and manage risk KPIs, ensuring that they are accurately measured and reported.
Requirements
  • Bachelor's degree in Finance, Economics, Mathematics, or a related field.
  • 4+ years of experience in credit risk management functions in fintech or commercial banking.
  • Strong analytical and problem-solving skills, with proficiency in SQL and Python or R.
  • Experience working with large datasets and statistical tools.
  • Master's degree in Data Science, Analytics, or Business Administration a plus.
What We Offer

PayJoy is an equal employment opportunity employer, committed to diversity and inclusion. We offer a dynamic and supportive work environment, with opportunities for professional growth and development. If you are a motivated and data-driven individual who is passionate about financial inclusion, we encourage you to apply.



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