Credit Risk Analyst

2 semanas atrás

São Paulo, Brasil Citi Tempo inteiro

The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.

**Responsibilities**:

- Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration.
- Manages the risk associated with new and existing borrowing relationships through the following:

- Performs spreads of client business financial statements
- Creates Customer Accounting Systems’ through Credit Platform
- Recognizes potential client risk through early warning systems
- Performs periodic financial statement review
- Tracks established financial covenants
- Monitors compliance to borrowing base credit facility
- Accompanies Underwriting Manager on customer site visits (when appropriate)
- Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors.

**Qualifications**:

- 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software.
- Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis

**Education**:

- Bachelor’s/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.**Job Family Group**:
Risk Management
- **Job Family**:
Credit Decisions
- **Time Type**:
Full time
- **Most Relevant Skills**

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
- **Other Relevant Skills**

For complementary skills, please see above and/or contact the recruiter.-
- View Citi’s _EEO Policy Statement_ and the _Know Your Rights_ poster._

  • Credit Risk Analyst

    Há 3 dias

    São Paulo, São Paulo, Brasil HSBC Tempo inteiro

    -Job description- Monitoring of the commercial banking portfolio of corporate clients through the preparation of Global Annual Reviews (GARs), Local Entity Reviews (LERs), One-Off Proposals, Quarterly Financial Updates, Financial Projections, among other credit portfolio monitoring' activities;- Close interaction with Relationship Managers, Risk Approvers...

  • Credit Risk

    2 semanas atrás

    São Paulo, São Paulo, Brasil JPMorgan Chase & Co Tempo inteiro

    **JOB DESCRIPTION**As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in...

  • Credit Risk Analyst

    Há 3 dias

    Sao Paulo, Brasil HSBC Tempo inteiro

    -Job description - Monitoring of the commercial banking portfolio of corporate clients through the preparation of Global Annual Reviews (GARs), Local Entity Reviews (LERs), One-Off Proposals, Quarterly Financial Updates, Financial Projections, among other credit portfolio monitoring’ activities; - Close interaction with Relationship Managers, Risk...

  • Credit Risk Analyst

    3 semanas atrás

    São Paulo, São Paulo, Brasil Citi Tempo inteiro

    ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management ("ICM") organization. The IRAU's mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory's (BCMA) shared commitment to ensuring the safety and soundness of wholesale...

  • Credit Risk Analyst

    3 semanas atrás

    São Paulo, São Paulo, Brasil Citi Tempo inteiro

    ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management ("ICM") organization. The IRAU's mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory's (BCMA) shared commitment to ensuring the safety and soundness of wholesale...

  • Senior Credit Risk Professional

    Há 6 dias

    São Paulo, São Paulo, Brasil beBeeCreditRisk Tempo inteiro R$92.000 - R$118.000

    Credit Risk Analyst RoleWe are seeking a Credit Risk Senior Analyst to play a key role in the Institutional Credit Management organization, delivering best-in-class credit risk analysis and monitoring as a partner to ICG Risk and Banking, Capital Markets and Advisory.Job DescriptionAssess the credit and financial strength of Large Corporate, Public Sector,...

  • Senior Credit Risk Analyst

    Há 17 horas

    São Paulo, Brasil Nu Pagamentos Tempo inteiro

    **About the team**: The Credit Risk Squad is part of the 2nd line of Defense, responsible for managing and overseeing the credit risk function of our organization by providing independent oversight and challenge to the first line of defense. As a second line Credit Risk team, we are responsible for creating Expected Credit Losses (ECL) models that are used...

  • Senior Credit Risk Analyst

    Há 7 dias

    São Paulo, São Paulo, Brasil beBeeCredit Tempo inteiro R$77.400 - R$97.900

    Job Description:The Role is to conduct comprehensive analysis on an assigned portfolio of ratings/credits. The Analyst will perform holistic evaluations of credit risk by integrating credit inputs prepared by others, including financial data analysts and external parties.In conducting credit analysis for their assigned portfolios, transactions or credit...

  • Credit Risk Senior Analyst

    4 semanas atrás

    São Paulo, São Paulo, Brasil Citi Tempo inteiro

    ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management ("ICM") organization. The IRAU's mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory's (BCMA) shared commitment to ensuring the safety and soundness of wholesale...

  • Credit Risk Senior Analyst

    4 semanas atrás

    São Paulo, São Paulo, Brasil Citi Tempo inteiro

    ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management ("ICM") organization. The IRAU's mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory's (BCMA) shared commitment to ensuring the safety and soundness of wholesale...