International Consumer Bank Finance

**JOB DESCRIPTION**
The International Consumer Bank (ICB) Finance team plays a critical role in safeguarding the integrity of financial statements, managing capital requirements, and ensuring that business transactions within legal entities comply with all applicable regulatory standards. The Senior Associate position is integral to the team responsible for overseeing International Consumer Business Finance operations in Brazil.

**Responsibilities**:

- Lead the execution of month-end closing processes for both Local and US GAAPs, ensuring accuracy and compliance.
- Oversee the preparation and submission of quarterly US regulatory reports, maintaining adherence to stringent regulatory timelines and standards.
- Provide comprehensive support in the preparation and analysis of financial statements, ensuring clarity and precision.
- Drive FP&A activities, including the development and refinement of monthly forecasts, detailed monthly commentary, and the preparation of monthly Executive Management Reports (EMR). Play a pivotal role in the budgeting process.
- Collaborate closely with the Strategy team to address complex finance-related issues, including tax implications, valuation models, capital management strategies, and accounting policy adherence.
- Cultivate a positive and respectful team culture, promoting a collaborative and high-performance work environment.

**Required qualifications, capabilities, and skills**:

- Extensive experience in regulatory reporting and finance routines, including but not limited to 4010, 4040, DDR, DLO, DRM, and Pillar 3.
- Profound knowledge of banking products, with a strong emphasis on derivatives and their associated risks.
- Expertise in bank regulatory capital rules, with the ability to navigate complex regulatory landscapes.
- Strong foundation in accounting principles and financial calculations.
- Advanced proficiency in the MS Office suite; familiarity with VBA programming is highly advantageous.
- Exceptional communication skills in both Portuguese and English, with the ability to convey complex information clearly and effectively.
- Superior analytical and logical reasoning skills, with a demonstrated ability to solve complex problems.
- A proactive and dynamic approach, with a strong commitment to continuous learning and professional development.

**ABOUT US**

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

**ABOUT THE TEAM**

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we’re setting our businesses, clients, customers and employees up for success.