Underwriter - C10 - Agribusiness

The Underwriter role is responsible for underwriting, closing and securitizing loans in coordination with the investment banking team. The overall objective is to finance new construction and the preservation of affordable and workforce rental housing, as well as office, retail, warehouse/industrial, multifamily, hotel, and self-storage properties for Citigroup.

**Responsibilities**:

- Create written and oral work products to test the financial feasibility and credit worthiness of loan forwards, permanent loans, and permanent loan conversions.
- Review due diligence and prepare internal committee packages for approval, as well as, credit submissions required for the sale of the loans to Bond Investors and for Rating Agencies.
- Process transactions through internal systems to ensure regulatory requirements.
- Manage communications among a diverse mix of internal and external participants.
- Understand and analyze different local and national real estate markets.
- Travel to markets throughout the United States to conduct site inspections, meet with internal and external clients, and participate in training opportunities.
- Conduct analysis on firm special projects as needed.

**Qualifications**:

- 0-2 years relevant experience
- Loan underwriting or equivalent experience.
- Individual must have excellent communication, organizational and interpersonal skills.
- Individual must work well under tight deadlines, manage priorities, and complete assigned tasks with mínimal management follow up.
- Excellent analytical and computer skills including the ability to quickly adopt new technology.

Additional non-core qualifications which will be considered are:

- The individual should have established working knowledge of lending Underwriting Guides and be familiar with the processes of Rating Agencies.
- The individual will have the tact and composure to be client focused while also managing internal and external relationships. A successful Underwriter will take ownership while maintaining attention to details and working independently or among team members.
- This person will have the ability to read, comprehend, and summarize legal documents collected in the due diligence process.
- Ability to travel (20% of time) on short notice necessary.

**Education**:

- Bachelor's/University degree or equivalent experience.
- English fluency is required**Job Family Group**:
Risk Management
- **Job Family**:
Credit Decisions
- **Time Type**:
Full time
- **Most Relevant Skills**

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
- **Other Relevant Skills**

For complementary skills, please see above and/or contact the recruiter.-
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