Credit Analyst

**The Role**
This role is for a credit analyst who will carry responsibility as lead analyst for an existing portfolio of financial institutions, including banks and insurance companies, and qualitative assessments of investment management companies (Asset Management) in accordance with the relevant methodology or assessment framework. The role will focus primarily on the Banks and Asset Management sectors. The position reports to the Head of Financial Institutions.
**Key Responsibilities**
- Conduct quantitative assessment of financial statements, asset performance, and economic/market data, qualitative assessments of business strategy, financial policy, governance, and other factors, as well as analysis of bond indentures and other legal documents.
- Conduct ongoing credit analysis on a dedicated portfolio of entities that may include middle-market banks, regional development banks, and captive finance companies.
- Conduct ongoing qualitative assessments of equity, credit, and multi-market asset management companies.
- Actively monitor the portfolio and make recommendations for rating/assessment transitions in a timely fashion.
- Present the portfolio effectively and comprehensively in rating committees, discussion forums, and other internal analytical meetings, formulate a coherent rationale and present this rationale in a persuasive fashion.
- Demonstrate analytical judgment as evidenced by the ability to distinguish among different entities and transactions at different ratings/assessment levels.
- Produce timely and relevant research on specific issuers, general credit trends, or sector-related issues that is in-depth, high quality, insightful, and focused.
- Participate in issuer management meetings, including presenting key factors effectively and asking probing questions that result in substantive dialog about key issues.
- Minimum undergraduate / first-level degree economics, accounting, engineering, business administration, statistics, actuarial science or similar (e.g. bachelor’s degree, or equivalent qualifications).
- Preferably three to five years of relevant experience with financial analysis primarily focused on financial institutions or experience in the asset management industry.
- Proven and well-developed analytical and modelling skills.
- Demonstrates knowledge of MS Excel, Word and PowerPoint.
- Python programming & Visual Basic for Applications knowledge is a strong plus
- Strong written and oral communication capabilities in Portuguese and English.
- Ability to adapt to a changing environment and prioritize tasks accordingly

Regional Management

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Moody’s Investors Service is among the world’s most respected and widely utilized sources for credit ratings and research. Our opinions and analysis on a broad range of credit obligors and obligations are valued around the world for their insight and rigor.

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