Senior Product Finance Business Partner

**WHO WE ARE**
- Founded in 2008, Trustly is the global leader in Open Banking Payments, and the U.S. is Trustly’s fastest-growing market. Today we serve 10,000 merchants, connecting them with over 650 million consumers and 7,600 banks in over 30 countries. In 2021, we processed over $20 billion in transaction volume in our global network.

Our digital account-to-account platform redefines the speed, simplicity, and security of payments. Consumers pay for purchases by simply signing into their bank accounts, bypassing the card networks, and never leaving a merchant’s site or app - no credit card numbers or separate account setup necessary. With offices in Vitoria, Brazil, Silicon Valley in the US, and global headquarters in Stockholm, Sweden, we are a culturally diverse team. Across Brazil, we have embraced remote work from home policy.

At Trustly, we believe that inclusion and diversity are essential foundations for building a fair and equitable society. We do not discriminate based on race, religion, ancestry, color, national origin, gender identity, sexual orientation, age, citizenship, marital status, or disability status. Our main goal is to provide a fair, welcoming, diverse environment with opportunities for all collaborators. The stages of our selection process take place online and without distinction of any kind.

It’s a great time to join Trustly as the Americas team is growing fast. If you thrive in an entrepreneurially-minded, fast-paced, casual, professional, positive, and rewarding work environment, check us out

**What you'll do**:

- Review and analyze Revenue and cost actuals by Merchant, Product, Vertical, Sub-Vertical.
- Model a scalable and automated forecast calculation for Losses and COGS with long-term planning.
- Help model a scalable and automated forecast calculation for Revenue with long-term planning.
- Track and analyze underlying Revenue costs - Losses, direct product costs, and apportioned direct costs.
- Model a scalable structure for Losses and COGS allocation across the existing dimensions.
- Model a scalable calculation for variable Commissions.
- Build Gross Margin analyses by Vertical, Sub-Vertical, Merchant, and Product.
- Help build Revenue / COGS / Commission calculations inside Workday Adaptive Planning tool.
- Analyze metrics performance - MoM, YoY, Budget and Forecast vs. Actuals, etc.
- Suggest and develop new dimensions for Gross Margin analysis.
- Develop and work with other Gross Margin generation metrics and KPIs - Average ticket, processed volume and amount, Take Rate, Loss Rate, etc.
- Provide insightful analyses on Merchant and Product performance.
- Work along with Business Analytics team to develop reports in Quicksight.

**Who you are**:

- Degree in Business Administration, Accounting, Economy, or Statistics.
- Relevant experience in corporate finance and financial planning & analysis.
- Strong working knowledge of Excel, financial modeling, planning, and forecasting.
- Knowledge of statistics formulas and tools.
- Experience in dealing with databases, queries, or VBA is a plus
- Experience with Workday Adaptive Planning tool is a plus
- Advanced/Fluent English.

**Our perks and benefits**:

- Bradesco health and dental plan, for you and your dependents, with no co-payment cos
- Sulamérica life insurance with differentiated coverage
- Meal voucher and supermarket voucher
- Home Office Allowance
- Gympass - Platform that gives access to spaces for physical activities and online classes
- Trustly Club - Discount at educational institutions and partner stores
- Monthly happy hours with iFood coupon
- English Program - Here you have space to develop your English, and you can choose an Online Platform or English Classes in company
- Extended maternity and paternity leave
- Birthday off
- Flexible hours/Home Office - our culture is remote-first You can work in every city in Brazil
- Welcome Kit - We work with Apple equipment (Macbook Pro, iPhone) and we send many more treats Spoiler alert: Equipment can be purchased by you according to internal criteria
- Annual premium - As a member of our team, you are eligible to receive an annual bonus, at the company's discretion, based on the achievement of our KPIs.

Check out our Brazil Life page on Linkedin for more details about Brazil, our culture and much more.

LI-Remote
- #LI-CHERRYNE-TRUSTLY

At Trustly, we embrace and celebrate diversity of all forms and the value it brings to our employees and customers. We are proud and committed to being an Equal Opportunity Employer and believe an open and inclusive environment enables people to do their best work. All decisions regarding hiring, advancement, and any other aspects of employment are made solely on the basis of qualifications, merit, and business need.