Analista de Dados Atuariais

We are seeking a hands-on Actuarial Data Analyst to develop, maintain, and optimize actuarial models, processes, and analytical tools. This role will work closely with actuaries and other stakeholders to support month-end processes, rate change calculations, and ad-hoc analyses, serving as a liaison between the Information technology team and the actuarial team. The ideal candidate has a strong technical background in Python, R, and SQL, with experience in NoSQL databases, Power BI, and Excel. This role requires a mix of actuarial analysis and data modeling skills, ensuring accuracy and efficiency in delivering data-driven insights.

Key Responsibilities & Maintenance:

• Develop and maintain actuarial models and data-driven processes using Python, R, and SQL to support insurance pricing, reserving, and risk management.

• Implement and enhance month-end processes, rate change calculations, and ad-hoc analyses with a focus on completeness, accuracy, and consistency to ensure data is of the highest quality.

• Work with the Actuarial and Financial Planning and Analysis (FP&A) teams to automate and improve model performance using Python-based scripting and automation.
• Ensure accuracy, consistency, and efficiency of actuarial models and methodologies.

• Support reserving analysis to estimate unpaid claim liabilities primarily in partnership with internal and external actuaries.

• Develop and maintain loss development triangles and incurred but not reported (IBNR) calculations both based on financial and operational data (e.g., claims closing ratios).

• Support the development and validation of actuarial assumptions for pricing, reserving, and forecasting.

• Develop and regularly report on rate change calculations including bifurcation of exposure changes from pure rate by line of business.

• Conduct stress testing and scenario analysis to assess financial impacts.

• Develop, update, and maintain models for predictive analytics, profitability analysis, and business planning.

• Assist in forecasting financial performance and evaluating risk exposure. Data Management & Analysis

• Write complex queries in SQL to extract and transform data, leveraging Python for advanced data processing and automation.

• Build queries with a controls-oriented focus to ensure accuracy, completeness, Analyze large datasets using Python libraries such as Pandas and NumPy to identify trends, patterns, and opportunities for optimization.

• Develop and implement Python scripts to automate data processing, actuarial calculations, and reporting workflows.

• Work closely with the Actuarial and FP&A teams to support financial planning, forecasting, and profitability analysis by providing robust data models and insights.
• Partner with Data Engineers to optimize data workflows and ensure seamless data ingestion.

• Communicate technical results and methodologies to non-technical stakeholders in a clear and concise manner.

Requirements

Studies

University education

Statistic

Math

actuarial and financial sciences

Languages

English - Advanced

Skills

Excellent communication and interpersonal skills.
• Strong attention to detail and commitment to delivering high-quality work.
• Proficiency in Power BI and Excel for data visualization and reporting.

Valued

Professional experience

Between 3 and 5 years

About Apex América Brasil

Nós somos a Apex América
Com mais de 20 anos de experiência, somos líderes em gestão de relacionamento e experiência de consumidores na América Latina e reconhecidos como um excelente lugar para se trabalhar, segundo pesquisa GPTW.

Fazemos parte da OneSource, uma parceria estratégica que reúne todas as empresas de BPO, CX e Talentos que fazem parte do grupo Vensure Employer Solution. Uma multinacional que oferece soluções de ponta a ponta por meio de um conjunto de tecnologias e serviços de recursos humanos, com atuação em 18 países presentes na América do Norte, América Central, América do Sul, Ásia e Europa, e mais de 40 mil colaboradores.

Na Apex, valorizamos cada pessoa e a riqueza de nossa diversidade. Sabemos que é na diferença que reside a nossa força. Oferecemos um espaço onde você pode crescer e se desenvolver plenamente, promovendo um ambiente de respeito, onde a paixão e a autenticidade são bem-vindas.

Em nossa cultura, o bem-estar de nossas pessoas é prioridade e nosso principal diferencial, pois sabemos que somente quem já desfruta disso pode criar uma ótima experiência. Capacitamos nossos colaboradores a atingir suas metas e realizar seu potencial, valorizando cada um de nossa equipe e trabalhando junto para transformar o mundo através de cada interação com os consumidores das empresas que confiam em nós.

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