Sr. Credit Analyst

In the position of Senior Credit Analyst, you will assess and manage credit risk through in-depth financial and strategic analysis, supporting sound and sustainable credit decisions. You will be responsible for evaluating the dealership's data, carrying out comprehensive risk assessments - including financial, legal and market perspectives - and preparing detailed credit applications. Within the authority delegated to you, you will make credit decisions and advise, prepare and participate in the local risk committee, where appropriate, for applications and contracts. You will also be responsible for monitoring the credit quality of the assigned portfolio, ensuring timely identification of risk trends and opportunities for corrective action. An important part of your role will be to promote a strong risk culture by aligning stakeholders with credit policies, providing guidance and training and ensuring compliance with global and local risk management frameworks

Day to Day

• Analyze financial, asset, market, legal and contractual risks, including the preparation of MRA analysis and the use of the Central Rating Engine to calculate the risk rating;
• Preparing credit request reports as a sound basis for own decision-making or for decision-making by senior risk officers and the risk committee (depending on the level of authority);
• Deciding on credit requests within a given level of authority in order to support the business unit in meeting its expected loss targets;
• Monitoring the credit/risk profile of the assigned portfolio to maintain control and access the opportunity for corrective action;
• Provide information, support, training and align all parties on credit and risk management policies, processes and issues in order to cultivate a sound (credit) risk organization and (credit) risk awareness culture;
• Ensure compliance with global and local credit and risk management policies;
  Must have the ability to communicate, both orally and in writing, with other team members and with customers.

All members enjoy

• Two working days per year volunteering for a local charity.
• Health and Wellness program including healthy food, free health checks, fun health & vitality activities.
• Flexible hours with possibility to work from home
• Career development opportunities: online learning, member development programs.

"We lead the way in meeting the need for flexibility and transparency which our customers increasingly expect"

Essentials

• Completed bachelor's degree in Business Administration, Accounting or related areas;
• Postgraduate degree or MBA desirable.
• Advanced knowledge of financial indicators;
• Skills in analyzing and mitigating credit risks;
• Proficiency in using credit models and scoring systems;
• Experience in using Excel;
• PowerBI desirable;
• Strong communication and negotiation skills;
• Problem-solving skills;
• Commitment, dedication and proactivity;
  Analytical skills.

Choose Wellbeing

DLL's wellbeing ambition is to educate, equip and empower members to build connections, manage their mental, emotional, physical and financial wellness and maintain balance between work and the other priorities that make up their lives.

Our four wellbeing categories are as follows:

• Connection – Build meaningful connections with other DLL members
• Health – Manage mental, emotional and physical health
• Finance – Provide learning opportunities to help members achieve personal financial health
• Lifestyle – Maintain balance between work and life priorities

There are things that matter to our members and the wellbeing of our members matters to DLL

Settling In

At DLL, we are many things. We are team members, family members, community member. We are members of society, members of different cultures and nationalities. Members of change. We each have different beliefs, different passions, different viewpoints, talents and interests. We become from different backgrounds, cultures, nationalities and histories.

But for all of our differences, we share one thing in common: each of us are members of DLL.

Our company was founded in the Netherlands. But today we are truly a multinational business. Our unique culture is rooted in higher collaboration, less hierarchy and a honest directness that enable us to integrate, ideate and innovate across country lines.

Many companies say they are European, American, Asian or Australian, at DLL we are all these places and more.

We are a cross-culture collaborative – an interconnected network – that comes together every single day with one goal in mind: Partnering for a better world.

Good to Know

Desired Primary Work Location:

Other Acceptable Work Locations:

• Deadline for application: xxx (Due to high volume of applications this requisition may close prior to posted close date)
• The selection process may involve an assessment.
• Applications via email will not be reviewed. Please apply online via our career website:
• DLL's referral program applies
  For more information, please contact our Talent acquisition partner Alex Felix via

DLL appreciates the time you spend applying to our openings. We advise only those who qualify for an interview will be contacted. Hiring subject to successful completion of a background check.

DLL is an equal opportunity employer. We are committed to inclusive, barrier-free recruitment and selection processes and work environments. If contacted for an employment opportunity, please advise Human Resources if you require accommodation in accordance with our values and all applicable legislation.