Risk Senior Credit Officer

**Job Background/context**:
Global Industries and Regional Credit ("GIRC") proactively manages the corporate credit exposure of Citi's Markets & Banking clients throughout the world.
Responsibilities include credit analysis, credit approval, and active monitoring of the portfolio to identify credit migration.
GIRC works in parallel with the Institutional Client Group (ICG) bankers and product specialists.
Working in conjunction with the bankers, GIRC are able to make informed decisions through an understanding of the credit, structure and profitability features of each relationship.
**Key Responsibilities**:

- Provide Independent Risk sign-off on ICG Brazil credits.
- Identify and execute risk mitigation to create new risk capacity, reduce risks & concentration and to improve returns / capital allocation.
- Provide risk leadership in coordinating country and portfolio reviews across banking and product teams.
- Managing credit exposures within the portfolio, including stress testing and early problem recognition.
- Provide specific industry input and assist in the structuring of credit transactions as required by partners in the product groups and geographies.
- Work closely with the Corporate Bank and product teams to identify target market additions and deletions by reference to credit quality and return thresholds.
- Manage portfolio exposures through active risk mitigation decisions in conjunction with the Business.
- Leverages "lessons learned" to improve process and practice.
- Assesses risk/return trade-offs associated with transactions, products and client relationships
**QUALIFICATION/SPECIFIC RISK EXPERIENCE**
- Risk Senior Credit Officer.
- Minimum of 10 years of large corporate credit risk management experience.
Knowledge of other Risk disciplines a plus.
- Strong technical expertise and solid understanding of capital markets products, credit documentation (credit agreements, ISDA, CSA) and complex structures and associated risks (loans, derivative, trade and transactional services).
- Strong leadership skills.
- Excellent communications skills verbal & written.
- Active listening skills.
- Efficient time management and ability to cope with an unpredictable but time sensitive deal flow.
- Demonstrated strong ethics and integrity.
- Strategic insights and sensitivity to macro and regulatory issues.
**MANAGEMENT CAPABILITY**
- Demonstrates managerial maturity in looking out for the best interests of the enterprise and not solely own business
- Strong people and process management, coaching ability
- Acts as a role model for managing people, coaching, and serving as a mentor.
- Supports diversity and seeks to recruit, retain, and develop talent.
- Participates in training and manages to consistent global standards.
- Regularly communicates with staff and ensures key messages are cascaded throughout the organization.
**CLIENT RELATIONSHIPS / BUSINESS PARTNERSHIP**
- Build a comprehensive understanding of the local market, key clients, local market conditions and the capabilities.
- Navigates organizational complexity.
Breaks silos and builds partnerships across functions; collaborates well with others; can influence senior executives and key clients
- Creates and sustains a network of strong partnerships with the business (relationship and product management) and other risk functions, particularly decision makers and influencers
- Provides support on due diligence and ensure effective and timely credit risk approvals.
- Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships**.
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- Experienced in partnering with global peers in leveraging and implementation of best practices
**Personal Attributes**:

- Demonstrates strong ethics and integrity
- Strong leadership.
Dynamic, flexible, and communicative.
Ability to see the 'big picture' in a complex environment.
- Excellent verbal & written communication skills.
Active listening skills.
- Demonstrated influencing and negotiating ability.
- Excellent Presentation skills - adept at presenting effectively to audiences of various sizes and adapting style as necessary.
- **Job Family Group**:
Risk Management
- **Job Family**:
Credit Decisions
- **Time Type**:
Full timeCiti is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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