Financial Operations Analyst

About CredixCredix is a Fin Tech company dedicated to growing businesses in Latin America. Building on our expertise, we now focus on providing a tailored Buy Now, Pay Later (BNPL) solution for B2 B transactions in Brazil with our platform, Credi Pay. Credi Pay is created to help business grow their sales and improve their cashflow efficiency through seamless and risk-free credit offering. Sellers offer their buyers flexible payment terms at an attractive price point and receive upfront payments. We manage and protect our clients from any credit & fraud risk, letting them focus only on what matters: increased sales and profitability.Why choose Credix?Become part of a forward-thinking start-up where boldness and a commitment to excellence are paramount, and your personal and professional development is at the forefront.Work alongside a dedicated team of bright individuals driven by an Olympian mindset to excel in every aspect of our operations. Together, we aim to build with velocity, utilizing innovative embedded finance strategies to expand business operations in Latin America.Experience a close and supportive work atmosphere where collaboration thrives, wise judgment guides our decisions, and you can learn, grow, and take on meaningful responsibilities.About the jobWe are looking for someone to join the Credix Finance team. The mission of this role is to ensure the operational backbone of our Capital Markets structure runs without errors. You will be responsible for the daily execution of critical tasks - specifically the "plumbing" of our credit operations (CERC registration, document signing) and treasury flows (disbursements and reconciliations).QualificationsMaster's degree in Finance, or a related field.Operational Process: Familiarity with back-office routines (payments, reconciliations, file management).Data: Strong ability to organize data, use SQL and Excel, and maintain error-free spreadsheets.Basic Financial Concepts: Understanding of what a receivable is, basic debits/credits, and bank reconciliation.Platform Savvy: Comfort learning new software quickly (e. G., CERC portals, banking platforms, internal admin tools).Extreme Attention to Detail: The ability to spot a 1-cent difference in a reconciliation or a typo in a document contract.Process-Oriented: Enjoys following checklists and finding ways to make repetitive tasks more efficient.Communication: Not afraid to "raise the hand" and escalate issues immediately when something doesn't look right.Ownership: Treats every payment and document as if it were their own money/company.Curiosity: Eager to learn how the financial machine works "under the hood."ResponsibilitiesExecute the smooth assignment of credit rights to the SEC/FIDC, utilizing internal tooling, CERC, and document signing processes.Manage and monitor all lifecycle events including repurchases, cancellations, and transfers between SEC and FIDC with zero operational errors.Establish and maintain strong daily operational relationships with stakeholders to facilitate mutual support.Evaluate and recommend financial tools to improve efficiency and accuracy, as well as explore new tools that might better suit our evolving needs.What we offerCollaboration and team spirit thrive best in an in-office environment. Our office provides a vibrant and engaging workspace where team members can connect, innovate, and grow. With access to our offices in Sao Paulo, you'll immerse yourself in a culture of innovation and collaboration.But that's just the beginning - here's what else we offer:A culture of learning and experimentation: where you are encouraged to explore new ideas and technologiesCompetitive salary package: Your hard work deserves recognition, and we ensure you're well-rewarded for your contributions.Equity stock options plan: Be a part of our journey towards success and share in the rewards.Paid holidays: Enjoy the flexibility to recharge and rejuvenateoff-sites: Awesome team building, unforgettable memories, and adventures ensured during our team off-sites.