Due Diligence Specialist

Ripple is expanding its Global AML & Sanctions Compliance team and seeks to hire an experienced Due Diligence Specialist that is fluent in English, Portuguese and Spanish. This position will be heavily focused on carrying out Enhanced Due Diligence on institutional clients to ensure compliance with Anti-Money Laundering ("AML"), Counter-Terrorist Financing, Economic Sanctions regulations such as the Bank Secrecy Act ("BSA") and USA PATRIOT Act. This position reports to the Senior Manager, Due Diligence.
**WHAT YOU'LL DO**:
- Conduct Customer Due Diligence and EDD on prospective customers that onboard to Ripple's U.S. and non-U.S. wholly owned regulated subsidiaries
- Conduct Know Your Customer ("KYC") analysis and risk profiles in accordance with policies and procedures.
- Conduct watchlist screening and dispositioning tasks, escalating any cases requiring additional review
- Conduct screening of customers and third parties for negative news, escalating any items requiring additional attention
- Collect, synthesize, and analyze data derived from multiple sources, including publicly available databases and websites
- Identify information gaps and recommend action items to close any gaps identified
- Clearly summarize, document, and communicate findings and recommended action items in a timely manner to compliance management and/or other internal stakeholders when appropriate
- Assist the Senior Due Diligence Manager in special / ad hoc projects related to the due diligence program
**WHAT WE'RE LOOKING FOR**:
- Must be fluent in English, Portuguese and Spanish and able to translate official documents
- 3-4 years of experience in BSA/AML and KYC compliance at customer onboarding with a financial institution
- Demonstrated knowledge of AML and OFAC regulations, requirements, and tools
- Strong public data research and report writing skills
- Comfortable executing independently in a team environment with mínimal supervision
- An attention to detail and a sense of curiosity
- CAMS certification a plus
**WHAT WE OFFER**:
- The chance to work in a fast-paced start-up environment with experienced industry leaders
- A learning environment where you can dive deep into the latest technologies and make an impact
- Competitive salary and equity
- Health plans for employees and dependents
- Industry-leading parental leave policies
- Meal allowance
- Generous wellness reimbursement program
- Employee giving donation match
- Training in our Headquarters in San Francisco, CA, USA
- Weekly company meeting - ask me anything style discussions with our Leadership Team
**WHO WE ARE**:
Ripple is doing for value what the internet did for information: enabling its instant and seamless flow around the world. We call this the Internet of Value (IoV). Using blockchain and cryptocurrency technology, Ripple is dedicated to creating powerful gains in financial efficiency, equity and inclusion. In addition, Ripple is developing and enabling the future use cases that will catalyze the new digital economy for governments, businesses and consumers.
Ripple has offices in San Francisco (HQ), New York, London, Mumbai, Singapore, São Paulo, Reykjavík, Washington D.C. and Dubai.
- Ripple is an Equal Opportunity Employer. We're committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual preference, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance._
- Please find our _UK/EU Applicant Privacy Notice _and our _California Applicant Privacy Notice_ for reference._

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