Risk - Remedial Analyst, Distressed Credit Valuation

1 semana atrás


Sao Paulo, Brasil Citi Tempo inteiro

**Background/Context**:Institutional Remedial Management ("IRM") plays a critical role in the management, assessment and valuation of the ICG’s classified portfolio, which contains many of the firm’s stressed and distressed institutional loans and other assets. IRM works closely with Business, Risk and Legal teams across the ICG globally to achieve the most favorable outcome for the firm. The Analytics Team, currently comprised of 30+ individuals globally within IRM, specializes in providing detailed analysis on each company, including financial analysis, projections/valuation, classification analytics and detailed industry coverage.As a member of the IRM Analytics Team, primary responsibilities include:- Preparation of** valuation and restructuring analysis for stressed and distressed assets** and situations, including the determination of write-off, reserve and risk of loss amounts that directly impact the P&L of the firm;- Assess liquidity, debt capacity and other areas of financial and operating performance to evaluate areas of weakness and potential for turnaround, which is measured by setting and monitoring appropriate classification triggers;- Model companies' financial position to determine appropriate debt structure and accurate debt value using the most appropriate valuation methodology;- Track ongoing performance of classified credits, reporting to senior credit and business management;- Prepare quarterly classification documents with detailed financial and credit analyses in order to maintain appropriate classifications of ICG classified exposures- Actively work closely with other IRM colleagues (Seniors Bankers and SCO-level transactors) to remain coordinated on the restructuring/valuation process and assess likely restructuring scenarios;- Liaise with internal business and product areas in the bank, as well as external fund managers, advisors and consultants to develop deeper industry expertise;- Assist with compliance with End User Computing (EUC) and Model Risk Management (MRM) Policy**Skills / Qualifications / Competencies**:- Excellent knowledge of credit assessment techniques and policies of the bank;- Ability to analyze and evaluate financial statements and business plans, across a range of industrial sectors;- Understanding of corporate and debt structuring, with a particular understanding of bank loan documentation;- Good understanding of risk profiles of all credit products;- Strong credit analysis and corporate financial modeling, including a range of valuation techniques (e.g. DCF, Comparable Companies, Comparable Transactions, etc.);- Knowledge of Citi’s Credit Policy and Citi’s Remedial approach;- Risk assessment and quantitative analysis experience;- Strong inter-personal skills and communication skills, both written and verbally;- High energy levels, ability to multi-task, shift through complexity and work under pressure; and- Ability to work independently, as well make meaningful contributions as part of a team- Basic coding skills, a plus- Minimum 2 years of investment banking, corporate banking or risk Analyst experience**Education**:- Bachelor’s/University degree or equivalent experience with strong GPA- **Job Family Group**:Risk Management- **Job Family**:Remedial Management- **Time Type**:Full timeCiti is an equal opportunity and affirmative action employer.Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.View the "**EEO is the Law**" poster. View the **EEO is the Law Supplement**.View the **EEO Policy Statement**.View the **Pay Transparency Posting



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    **Background/Context**: Institutional Remedial Management ("IRM") plays a critical role in the management, assessment and valuation of the ICG’s classified portfolio, which contains many of the firm’s stressed and distressed institutional loans and other assets. IRM works closely with Business, Risk and Legal teams across the ICG globally to achieve the...

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