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Product Manager

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Overview One of the pioneers in data intelligence solutions for Open Finance, Klavi is among the fastest-growing institutions in this ecosystem, bringing data-driven innovation to thousands of Brazilians. Klavi uses proprietary, state-of-the-art technology to enable data collection and to fully automate the processing of this information, transforming it into data and analytics products with direct impact on its clients’ businesses. We are looking for a Product Manager to lead Credit & Risk products in the Open Finance context, acting as both Product Manager and Product Owner , with a high level of autonomy and responsibility. This person will own the product, connecting strategy, technology, and results in a startup environment, with strong expectations of a hands-on profile. The PM will work very closely with Engineering, Data, and Architecture teams , as well as Commercial, Solutions, and Design , and will be responsible for turning complex credit and risk problems into scalable, monetizable solutions focused on customer success. Relentless pursuit of excellence: We are self-motivated, never satisfied, and always looking for improvement. Each person should be an expert in the company and in their field. We continuously raise the bar to deliver high-quality products, services, and processes. Innovate to revolutionize: We encourage people to be curious and to challenge the status quo. We are always open to new ideas and questions. We are not afraid of change. Collective building and shared appreciation: Collaborate with your colleagues and celebrate wins together. Be transparent, respectful, and trust one another. We don’t complain—we find solutions together. Focus on customer success: Our success is rooted in our customers’ success. We always strive to exceed their expectations. We aim to provide the best solutions and long-term value. Key Responsibilities Define the strategy, vision, and positioning of Klavi’s credit and risk data products within the Open Finance context. Own the product roadmap (H1 / H2 / H3), balancing strategic vision and execution. Act as both PM and PO, leading discovery, prioritization, specification, delivery, and continuous product evolution. Work closely and continuously with Engineering, Data, and Tech teams, ensuring technical feasibility, quality, and scalability of solutions. Translate business problems and regulatory requirements into clear requirements, user stories, and acceptance criteria. Prioritize the backlog based on impact, business value, data, and technical feasibility. Define and evolve product pricing and packaging in partnership with Commercial and Finance teams. Be accountable for product results, tracking adoption, performance, revenue, and P&L metrics. Define and execute go-to-market strategies together with Sales and Solutions teams. Make decisions on core vs. custom products, ensuring scalability and sustainability. Act in a hands-on manner, with a true product owner mindset, typical of a startup environment. Requirements Solid experience as a Product Manager in credit, risk, or financial data products. Experience with Open Finance / Open Banking and regulated environments. Experience with credit reports, scoring, income verification, underwriting, antifraud, or risk analytics . Strong business acumen, with experience in data and analytics products. Experience acting as both PM and PO, working closely with technical teams. Startup mindset: hands-on, strong sense of ownership, autonomy, and comfort with ambiguity. Excellent communication skills with both technical and business stakeholders. Advanced English. Availability to work hybrid (4 times a week in the office) in São Paulo (Av. Paulista – Brigadeiro subway station), with the first 3 months on-site full time. Salary Benefits Type of contract: PJ Level: Manager Health insurance, dental plan, and life insurance; Flash benefits: meal allowance, food allowance, and home office stipend; Extended parental leave: maternity leave is 6 months and parental leave is 30 days; #J-18808-Ljbffr