Credit Risk Senior Officer I

Há 1 mês

São Paulo, Brasil Citibank Tempo inteiro

The Credit Risk Senior Officer I is a strategic professional who closely follows the latest trends in their field and adapts them for application within their job and the business. Typically, a small number of people within the business provide the same level of expertise. Excellent communication skills are required to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required to guide, influence, and convince others, particularly colleagues in other areas and occasional external customers. Accountable for significant direct business results or authoritative advice regarding the operations of the business, this role necessitates a degree of responsibility over technical strategy and primarily affects a sub-function. Responsible for handling staff management issues, including resource management and allocation of work within the team/project.

Responsibilities:

  • Strategic professional who closely follows the latest trends in their field and adapts them for application within their job and the business.
  • Responsible for the financial analysis, risk assessment, and credit structure recommendation for cash flow lending products.
  • Complete in-depth analysis of financial data and other information provided by the client and/or banker in the field.
  • Oversee deal approvals, including timing of approvals and turnaround in collaboration with Independent Risk and business partners.
  • Supplement analysis with research and evaluations from a wide variety of sources to develop an assessment of client, competitor/industry risks, and trends for senior management and/or the Senior Credit Officer.
  • Monitor an assigned credit portfolio and complete periodic reviews; maintain a thorough understanding of the content and aggregate risks within the portfolio, trends, and other key statistics.
  • Execute early warning procedures to promote preventative action where appropriate.
  • Assist in the development of appropriate procedures around approvals, underwriting, and portfolio functions in consultation with Independent Risk and senior business leaders.
  • Assist in the development of appropriate credit guidelines around proposed cash flow lending appetite in consultation with Independent Risk.
  • Assist revenue growth and contain credit losses while managing risk within credit policy.
  • Manage the underwriting process for an increased credit request to an existing portfolio client.
  • Proactively reach out to line partners, creating a shared learning environment between remote locations and the front office.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets by driving compliance with applicable laws, rules, and regulations, adhering to policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency.

Qualifications:
  • 10+ years of credit experience required.
  • Proven track record of successfully managing leveraged finance portfolios in the commercial lending space.
  • Excellent communication and diplomacy skills required to negotiate internally, often at a senior level and occasionally with external customers.
  • Thorough credit and analytical skills, knowledge of credit products.
  • Effective verbal and written communication skills.
  • Ability to train, recruit, and mentor teams of professionals; bold in approach to approve sound credit and highly collaborative work style.

Education:
  • Bachelor’s/University degree, Master’s degree preferred.


This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

------------------------------------------------------

Job Family Group: Risk Management

------------------------------------------------------

Job Family: Credit Decisions

------------------------------------------------------

Time Type: Full time

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .

View the "EEO is the Law " poster. View the EEO is the Law Supplement .

View the EEO Policy Statement .

View the Pay Transparency Posting .

#J-18808-Ljbffr

  • Credit Risk Senior Officer I

    2 meses atrás

    São Paulo, SP, Brasil Citi Tempo inteiro

    **Responsibilities**: - Responsible for the financial analysis, risk assessment and credit structure recommendation for cash flow lending products. - Complete in depth analysis of financial data and other information provided by the client and/or banker in the field - Oversee deal approvals including timing of approvals and turnaround in collaboration with...

  • Risk Officer

    3 semanas atrás

    São Paulo, Brasil Michael Page International do Brasil Recrutamento Especializado Ltda Tempo inteiro

    Best opportunity for a Risk Officer on the Brazilian market!A chance to prove your capacity and seniority on a great environmentSobre nosso clienteThe employer is an esteemed insurance consulting firm with over 6000 employees worldwide. Their reputation for excellence resonates across their global network. With a focus on innovative solutions and fostering a...

  • Risk Officer

    3 semanas atrás

    São Paulo, Brasil Michael Page Tempo inteiro

    Oversee risk management activities across the insurance department.Develop and implement risk mitigation strategies in line with industry standards.Provide expert advice on risk matters to senior management.Conduct regular audits to ensure compliance with policies and procedures.Lead and mentor a team of risk professionals.Collaborate with other department...

  • Credit Risk Management Specialist

    4 semanas atrás

    São Paulo, São Paulo, Brasil Rabobank Tempo inteiro

    Job Title: Senior Risk Officer - Rural PortfolioJob Description:The Senior Risk Officer role within Rural is a strategic position that plays a crucial part in facilitating, monitoring, and supporting the business in realizing its ambition to grow the Rural portfolio. This role operates within a robust risk framework and culture, where the business takes...

  • Risk Officer

    2 semanas atrás

    São Paulo, Brasil Michael Page International do Brasil Recrutamento Especializado Ltda Tempo inteiro

    Best opportunity for a Risk Officer on the Brazilian market! A chance to prove your capacity and seniority on a great environment Sobre nosso cliente The employer is an esteemed insurance consulting firm with over 6000 employees worldwide. Their reputation for excellence resonates across their global network. With a focus on innovative solutions and...

  • Chief Credit Risk Officer

    Há 1 mês

    São Paulo, São Paulo, Brasil Ebury Tempo inteiro

    Ebury is a leading FinTech firm, recognized for its innovative approach to financial services.We offer a range of products, including FX risk management, trade finance, currency accounts, international payments, and API integration.The RoleThis is a senior position within the Credit Risk function, responsible for the underwriting, oversight, and reporting of...

  • Risk Officer

    3 semanas atrás

    São Paulo, Brasil Michael Page BR Tempo inteiro

    Job Responsibilities: Oversee risk management activities across the insurance department.Develop and implement risk mitigation strategies in line with industry standards.Provide expert advice on risk matters to senior management.Conduct regular audits to ensure compliance with policies and procedures.Lead and mentor a team of risk professionals.Collaborate...

  • Regulatory Risk Officer

    4 semanas atrás

    São Paulo, Brasil citi.com Tempo inteiro

    Citibank, N.A. seeks a Regulatory Risk Officer for its Tampa, Florida location.Duties:Support CCAR and stress testing production activities including data sourcing, data quality reviews, analytics and internal and external reporting.Build SAS reporting solutions.Prepare dashboards to monitor KPIs.Support credit loss reporting functions including data...

  • Icg Risk Analysis

    2 meses atrás

    São Paulo, SP, Brasil Citi Tempo inteiro

    **Credit Risk Senior Analyst (C11 - Officer)** ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory’s (BCMA) shared...

  • Senior Compliance And Risk Officer

    1 semana atrás

    São Paulo, Brasil CALI Tempo inteiro

    🚀 Join Us at Cali as Senior Compliance and Risk Officer! 🚀📩 Apply now: https://cali.Bamboohr.Com/careers/30 About Us:At Cali, we’re building more than just a company—we’re shaping the future of finance in LATAM. Our mission is to make financial services seamless, reliable, and delightful. Integrity is at the core of everything we do, and we...

  • Senior Credit Risk Manager

    Há 1 mês

    São Paulo, São Paulo, Brasil Ebury Tempo inteiro

    About the RoleWe are seeking a highly skilled Senior Credit Risk Manager to join our team at Ebury. As a key member of our Credit Risk function, you will be responsible for the underwriting, oversight, and reporting of Credit Risk exposure and performance of our country subsidiary entity.Key ResponsibilitiesSupport and report to the Senior Credit Risk...

  • Risk Officer

    3 semanas atrás

    São Paulo, Brasil Michael Page International do Brasil Recrutamento Especializado Ltda Tempo inteiro

    Best opportunity for a Risk Officer on the Brazilian market!A chance to prove your capacity and seniority on a great environment Sobre nosso cliente The employer is an esteemed insurance consulting firm with over 6000 employees worldwide. Their reputation for excellence resonates across their global network. With a focus on innovative solutions and fostering...

  • Credit Risk Senior Analyst

    6 meses atrás

    Sao Paulo, Brasil Citi Tempo inteiro

    **Credit Risk Senior Analyst (C11 - Officer)** ICM Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) Underwriting organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICM Risk and Banking, shared commitment to ensuring the safety...

  • Risk Officer

    3 semanas atrás

    São Paulo, Brasil Michael Page BR Tempo inteiro

    Job Responsibilities:Oversee risk management activities across the insurance department.Develop and implement risk mitigation strategies in line with industry standards.Provide expert advice on risk matters to senior management.Conduct regular audits to ensure compliance with policies and procedures.Lead and mentor a team of risk professionals.Collaborate...

  • Senior Compliance and Risk Officer

    1 semana atrás

    São Paulo, Brasil CALI Tempo inteiro

    Join Us at Cali as Senior Compliance and Risk Officer!Apply now:About Us:At Cali, we’re building more than just a company—we’re shaping the future of finance in LATAM. Our mission is to make financial services seamless, reliable, and delightful. Integrity is at the core of everything we do, and we believe in continuous development and growth for both...

  • Senior Compliance and Risk Officer

    1 semana atrás

    São Paulo, SP, Brasil CALI Tempo inteiro

    🚀 Join Us at Cali as Senior Compliance and Risk Officer! 🚀📩  Apply now:   About Us: At Cali, we’re building more than just a company—we’re shaping the future of finance in LATAM. Our mission is to make financial services seamless, reliable, and delightful. Integrity is at the core of everything we do, and we believe in continuous...

  • Credit Risk Analyst

    3 meses atrás

    São Paulo, Brasil Crossell Tempo inteiro

    About the Role - As Credit Risk Analyst, you will be part of the deal team for credit and surety underwriting and responsible for: Obligor and Transaction Credit Risk Assessment and Rating for the following Products: Commercial Surety and Contract Surety. - Other Trade related Financing: Preparation of submissions of credit rating rationale. Determine the...

  • Credit Risk Senior Manager

    2 meses atrás

    São Paulo, Brasil GM Financial Tempo inteiro

    Why GMF? GM Financial International Operations conducts business in Latin America and China. International Operations offers a wide range of wholesale and retail automotive financing products to dealers and their customers. The strength of the international business lies in its ability to tailor its products to meet unique dealer needs, consumer preferences...

  • Head Of Credit Risk

    2 meses atrás

    São Paulo, Brasil Ebury Tempo inteiro

    Ebury is a hyper-growth FinTech firm, named in 2021 as one of the top 15 European Fintechs to work for by AltFi. We offer a range of products including FX risk management, trade finance, currency accounts, international payments and API integration.The RoleThis is a key and senior role within the Credit Risk function with responsibility for the underwriting,...

  • CALI | Senior Compliance and Risk Officer | são paulo

    1 semana atrás

    são paulo, Brasil CALI Tempo inteiro

    Join Us at Cali as Senior Compliance and Risk Officer!Apply now:About Us:At Cali, we’re building more than just a company—we’re shaping the future of finance in LATAM. Our mission is to make financial services seamless, reliable, and delightful. Integrity is at the core of everything we do, and we believe in continuous development and growth for both...