Credit Risk Officer

3 semanas atrás

São Paulo, São Paulo, Brasil Bank of America Tempo inteiro
Responsible for approvals within delegated credit authorities for Corporate and Financial Institution relationships in Latin America (Brazil / Mexico). The Credit Risk Manager will be also responsible for local credit risk governance such as preparing / reviewing local risk policies / manual and producing risk governance decks and portfolio.
**Responsibilities**:
- Responsible for approvals within delegated credit authorities for Corporate and Financial Institution relationships in Latin America (Brazil / Mexico).
- Support the local senior credit risk officer managing a portfolio of Corporate and Financial Institution clients, including reviewing credit analysis submitted by Wholesale Credit, comparing structural terms to internal policy requirements, and reviewing internal risk ratings.
- Perform regulatory responsibilities, such as the verification of existing controls on the credit process including origination, evaluation, approval and renewal, monitoring and tracking of credit portfolio, as well as the review of the ratings of the loan portfolio in accordance with local regulatory requirements.
- Monitor and anticipate industry specific events that could impact credit quality.
- Responsible for providing support to the local Chief Risk Officer, including, but not limited to, strategic planning, issues tracking, regulatory change process implementation and tracking/monitoring, preparation of materials for risk committees and other FLU/Control Functions.
- Prepare local risk policies, produce risk governance decks requiring interaction with various coverage areas across Risk Reporting, Finance, GCOR, Liquidity and Market Risk.
- Support managing the Laws, Rules, and Regulations inventory for the Country, tracking of changes and action plan remediation.
- Work closely with applicable GBAM Lines of Business and Control Functions to ensure an integrated risk management approach.
- Identify process and/or control gaps and implementation of remediation plans.
- Develop, maintain and manage relationships with business partners including Wholesale Credit, Corporate Banking, FICC sales team, GTS and Legal counsel
**Core skills and requirements**:
- In-depth knowledge of trading and loan products.
- In-depth familiarity with standard credit terms in ISDA Master Agreements and Loan agreements. Ability to negotiate terms in accordance with bank guidelines.
- Demonstrated ability to manage and monitor a portfolio of corporate and financial institution names, including monitoring financial performance and trends with proactive follow-up with clients/industries facing challenges with performance, strategy, etc.
- Demonstrated ability to work independently, make sound credit decisions in a timely manner, manage multiple tasks and control a portfolio in a proactive manner
- Strong interpersonal skill set in dealing with internal traders/bankers, risk partners, control functions, among others.
- Strong written analytical skills and strong communication skills. Ability to present key messages, recommendations and information in a clear and insightful way. Ability to communicate effectively both in writing and verbally.
- Fluent in English, Portuguese and/or Spanish.
- Ability to ensure adherence to deadlines.
- Minimum 7 years' experience in credit analysis and transaction approvals across a wide range of capital markets products.
- Must have strong attention to detail.
**Job Band**:
H4**Shift**:
**Hours Per Week**:
40**Weekly Schedule**:
**Referral Bonus Amount**:
0

  • Credit Portf Officer

    3 semanas atrás

    São Paulo, São Paulo, Brasil Citi Tempo inteiro

    The Credit Portfolio Officer is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to client and counterparties...

  • Brazil Credit Risk Management

    1 semana atrás

    São Paulo, São Paulo, Brasil Deutsche Bank Tempo inteiro R$40.000 - R$60.000 por ano

    Brazil Credit Risk Management - InternJob ID: R0404990Full/Part-Time: Full-timeRegular/Temporary: TemporaryListed: Location: Sao PauloPosition OverviewJob Title: Brazil Credit Risk Management - InternCorporate Title: Not ApplicableLocation: São Paulo, BrazilOverviewThe Brazil Credit Risk Management credit team is tasked with managing the credit risk...

  • Chief Risk Officer

    3 semanas atrás

    São Paulo, São Paulo, Brasil DLL Tempo inteiro

    **Our Organization**At DLL, we are many things. We are team members, family members, community member. We are members of society, members of different cultures and nationalities. Members of change. We each have different beliefs, different passions, different viewpoints, talents and interests. We become from different backgrounds, cultures, nationalities and...

  • Credit Risk Associate

    3 semanas atrás

    São Paulo, São Paulo, Brasil Citi Tempo inteiro

    Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of defense business line, to house and consistently manage credit risk activities performed for Citi's institutional clients. ICM's objective is to provide integrated end-to-end credit underwriting, identification,...

  • Credit Risk Lead

    4 semanas atrás

    São Paulo, São Paulo, Brasil R2 Tempo inteiro

    Overview Join to apply for the Credit Risk Lead role at R2 . At R2, we believe that small and medium businesses are the productive engine of society. Small and medium businesses (SMBs) make up over 90% of companies in Latin America, yet they face a trillion-dollar credit gap. Our mission is to unlock SMBs' potential by providing financial solutions that are...

  • Credit Risk Lead

    4 semanas atrás

    São Paulo, São Paulo, Brasil R2 Tempo inteiro

    OverviewJoin to apply for the Credit Risk Lead role at R2.At R2, we believe that small and medium businesses are the productive engine of society. Small and medium businesses (SMBs) make up over 90% of companies in Latin America, yet they face a trillion-dollar credit gap. Our mission is to unlock SMBs' potential by providing financial solutions that are...

  • Credit Risk Lead

    3 semanas atrás

    São Paulo, São Paulo, Brasil R2 Tempo inteiro

    OverviewJoin to apply for the Credit Risk Lead role at R2 . At R2, we believe that small and medium businesses are the productive engine of society. Small and medium businesses (SMBs) make up over 90% of companies in Latin America, yet they face a trillion-dollar credit gap. Our mission is to unlock SMBs' potential by providing financial solutions that are...

  • Credit Risk Officer

    3 semanas atrás

    São Paulo, São Paulo, Brasil GYRA+ Tempo inteiro

    **Descrição**:- Estamos procurando um profissional para gerenciar os processos e a aréa de Crédito, desde a avaliação de capacidade, creditícia do cliente até a aprovação ou reprovação das solicitações de empréstimo PME.- Interesse em se aprofundar o conhecimento no mercado digital.- Ter trabalhado em Startup será um diferencial.- Sólidos...

  • Credit Risk Associate

    3 semanas atrás

    São Paulo, São Paulo, Brasil Citi Tempo inteiro

    Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of defense business line, to house and consistently manage credit risk activities performed for Citi's institutional clients. ICM's objective is to provide integrated end-to-end credit underwriting, identification,...

  • Credit Risk Associate

    3 semanas atrás

    São Paulo, São Paulo, Brasil Citi Tempo inteiro

    Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of defense business line, to house and consistently manage credit risk activities performed for Citi's institutional clients. ICM's objective is to provide integrated end-to-end credit underwriting, identification,...