Structured Trade Underwriter

Overview The Underwriter is a strategic professional with excellent communication skills required in order to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Accountable for significant direct business results or authoritative advice regarding the operations of the business. This 1st Line role would ideally be suited to someone working in the capacity of a Risk Approver or Senior Analyst, Coverage Banker, Transactor or Product Specialist covering Structured Trade Products such as Structured Receivable Transactions. If you are currently in any of these roles or have had experience in these roles, worked in these teams or similar business areas, then you should apply. Responsibilities Work with Bankers, Product Partners and Underwriters in underwriting requests for credit extensions for new and existing clients Familiarity with credit structuring, legal documentation review and agency transactions Build a solid understanding of Citibank products and services within Trade, Banking and the broader organization. Perform industry, portfolio, geographical research and other due diligence as needed. Be familiar with Citibank credit policies and practices and regulatory policies, to assist unit in achieving compliance with the above and satisfactory ratings from internal and external auditors. Provides training for less experienced credit officers and other credit center staff in application processing, credit analysis and loan closing roles. Recommend changes to process to achieve greater efficiency. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications Over 10 years of experience in senior-level underwriting or related leadership roles within financial institutions. Proven background in corporate credit analysis and risk assessment, with prior experience as a loan officer or underwriter. Formal credit training is highly desirable. Advanced analytical skills including the ability to read and assess company financial statements, cash flow, industry and competitive analysis and projections Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner Effective written and verbal communication skills Problem recognition and resolution skills Ability to work autonomously and within a team Proficient in various spreadsheet and word processing applications (Excel and Word are preferred), including the use of graphs and charts, and Moody's financial analysis software Education Bachelor's degree in finance or accounting. Master’s degree preferred English fluency is required This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster. #J-18808-Ljbffr