Underwriter, Brazil

Jeeves is the stablecoin-native banking platform for global enterprises. Thousands of companies across 35 countries run their corporate cards, payments, treasury and spend on one platform, with more than $5B in annualized volume, payouts to 190 countries, and one of the fastest-growing stablecoin payment networks in the world. BMW, H&M, Lululemon, Burger King, Kavak and XP are among them, and more than 80% of customers use multiple Jeeves products.

We chose hard problems on purpose.

We hire for one thing: relentlessness. A strong motor that keeps going when the problem has no playbook. You'll know in your first week if Jeeves is right for you. For the right people, it's the steepest learning curve of your career.

Jeeves has raised more than $400 million in equity funding from Andreessen Horowitz, Y Combinator, CRV, Coinbase Ventures, GIC, AllianceBernstein, CoinFund and others.

If you want to rebuild how money moves across borders, come build it with us.

Brazil is one of Jeeves's fastest-growing markets, and the number of companies applying for our corporate cards there keeps climbing. Every one of those applications needs a thoughtful credit decision, and every approved account needs to be watched over time. Today that work sits largely with one senior underwriter. We're adding an Underwriter to the team so we can keep decisions fast and sound as volume grows, and so the Brazil book is never dependent on a single person.

Alongside traditional credit analysis, our underwriters work closely with AI tools that help organize borrower data, draft parts of the analysis and surface questions worth asking. The judgment and the final call stay with you. We're continually moving more of our workflow onto AI, and you'll be part of shaping how that happens. If you're excited by the idea of building the next version of underwriting while practicing the fundamentals, this role is for you.

You'll work side by side with our senior underwriter in Brazil, analyzing new applications from startups and SMBs, preparing credit recommendations, and helping monitor the existing portfolio for early signs of stress. You'll learn how our scoring models work and when judgment needs to go beyond the model, and you'll build the kind of context on the book that lets you cover confidently when your teammate is out. You'll also work closely with our Sales and Account Management teams in Brazil, who rely on clear, timely answers.

This is a hands‑on analyst role with real ownership of a growing share of the queue. You won't hold final approval authority on day one — you'll earn more of it as you build judgment and a track record — and there's a clear path to growing into a senior underwriting role as Brazil scales.

Location: This role is based out of São Paulo and is a full-time hybrid position where it is required to come into our office in São Paulo. #LI-HYBRID

What You'll Do:

Credit Analysis & Underwriting

• Analyze new corporate card applications from Brazilian startups and SMBs, reviewing financial statements (DRE, balanço), bank data, bureau reports and our internal model score

• Prepare clear credit recommendations — proposed limit, key risks, mitigants — for review and approval

• Explain how the model score and the non-model parts of your assessment fit together, in writing and verbally

• Research borrowers and their industries to understand what could affect their ability to pay

• Work a share of the daily application queue within agreed turnaround times

Portfolio Monitoring

• Run periodic reviews of existing accounts, including limit increase and decrease requests

• Track portfolio health (utilization, payment behavior, delinquency) and flag accounts that need attention

• Partner with Collections on accounts showing early signs of stress

• Keep account files and credit memos organized so any teammate can pick up a decision

Working With AI

• Use AI tools to support your analysis, and verify their outputs against source data

• Suggest and help build improvements to our AI workflows as you see what works and what doesn't

Business Continuity & Process

• Build enough context on the Brazil book to cover the queue and key accounts when our senior underwriter is out

• Help document underwriting guidelines, decision rationale and recurring edge cases

• Suggest improvements that make the underwriting process faster or more consistent

• Help evaluate new Brazilian data sources (bureaus, Open Finance data, receivables data) alongside the team

Cross-Functional Partnership

• Give Sales and Account Management clear, timely answers on applications and limits —