Credit Risk Specialist

Há 13 horas

Buenos Aires Espírito Santo Brazil PedidosYa Tempo inteiro
Overview

Buscamos un Credit Risk Specialist para unirse al equipo de Risk Intelligence & Performance. Esta posición será clave en el monitoreo del portafolio de crédito y los vintage, asegurando el seguimiento y control de las métricas de riesgo en todos nuestros mercados.

Responsibilities
  • Realizar análisis de datos, proponiendo insights y acciones de mejora para fomentar el crecimiento sano del negocio.
  • Monitorear los vintage de originación de los productos de cada país, identificando oportunidades que maximicen la relación riesgo/rentabilidad.
  • Realizar análisis de default por segmento y score para detectar desvíos y oportunidades de mejora.
  • Generar y actualizar KPIs de riesgo para reportar al equipo de liderazgo.
  • Colaborar con el equipo de profitability en la revisión del P&L para detectar impactos del riesgo crediticio.
  • Analizar el desempeño del portafolio y trabajar en conjunto con Collections para mejorar la gestión de clientes en mora.
  • Realizar backtesting de modelos de scoring y proponer ajustes basados en insights.
  • Contribuir en la preparación de reportes estratégicos y presentaciones de riesgo.
Qualifications
  • Formación universitaria en Actuaría, Economía, Estadística, Ingeniería o carreras afines.
  • Experiencia previa en análisis de riesgo en banca, fintech o consultoría financiera.
  • Experiencia en seguimiento de KPIs de riesgo y análisis de crédito.
  • Conocimiento en Excel avanzado, SQL, y herramientas de análisis de datos.
  • Capacidad analítica para interpretar tendencias y proponer acciones.
  • Inglés intermedio/avanzado.
Additional Information
  • PedidosYa te da la oportunidad de: Crear valor para un gran ecosistema de negocio.
  • Jugar en equipo, siempre: Pensar soluciones y construir colaborativamente, con buena energía.
  • Moverte a la velocidad de tus ideas y emprender.
  • Aprender, desarrollarte y reinventarte: Permitirte equivocarte, aprender haciendo, iterar y adaptarte a los cambios.
  • Generar impacto positivo en las personas y el planeta.
  • Trabajar de otra manera, en #ModoPeYa: no importa el tiempo ni el lugar desde donde trabajas, lo que importa es la agilidad con la que tomas decisiones, la flexibilidad para adaptarte y los resultados que alcanzas en equipo.
Equal Opportunity

La diversidad de talento potencia nuestra Cooltura y nuestra organización. Jugamos en equipo en todo lo que hacemos, y lo que más nos gusta de eso es que promovemos la creación de equipos diversos e inclusivos que puedan aportar diferentes perspectivas a PedidosYa. Nuestras oportunidades laborales están abiertas a todas las personas, independientemente de su identidad de género, orientación sexual, origen étnico, religión, edad, discapacidad y/o otras características individuales.

En caso de necesitar algún ajuste razonable o accesibilidad particular para tener la entrevista, por favor no dejes de aclararlo en tu postulación. Además, siéntete libre de indicarnos tus pronombres (él/ella/elle) desde el primer contacto.

Seniority level
  • Mid-Senior level
Employment type
  • Full-time
Job function
  • Software Development and IT Services and IT Consulting

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