Analista Sênior de Risco de Crédito

Há 19 horas

São Paulo, Brasil GM Financial Tempo integral R$ 120.000 - R$ 180.000 Contrato

Job Description

The commercial lending risk analyst is responsible for analyzing financial statements, credit data and internal information to determine a risk rating and a recommendation to establish a new credit facility or to renew the customer’s current credit lines. Through a credit review, the analyst will document and submit their assessment for approval to Risk/Operations as required.

Responsibilities

The commercial lending risk analyst is responsible for analyzing financial statements, credit data and internal information to determine a risk rating and a recommendation to establish a new credit facility or to renew the customer’s current credit lines. Through a credit review, the analyst will document and submit their assessment for approval to Risk/Operations as required.

Underwriter must be able to work with other departments, office branches, and/or end‑customer to effectively complete the assessment and obtain the approval/rejection. Must quickly understand and adhere to established policies and procedures.

Qualifications

  • Underwriting experience with Commercial credit analysis (e.g. financial statements, income statements, cash flow and other financial analysis);
  • Degree level educated in Business Administration, Economy, Engineer or Accountancy;
  • Fluent in English verbal and written – other languages advantageous;
  • Knowledge of financial statements and risk indicators;
  • Ensure understanding of credit policies and procedures established;
  • Highly self‑motivated and able to work well under pressure;
  • Analytical mind‑set, business results‑oriented, ethical and high integrity;
  • Ability to effectively prioritize and execute tasks;
  • Good planning and organizational skills;
  • Excellent verbal and written communication skills;
  • Ideally knowledge of the car financing sector/market (this is a plus);
  • High analytical capacity and problem solving ability;
  • General knowledge of Microsoft Office tools (Excel, PowerPoint, Word) to work with regular spreadsheets, word documents and presentations.

About Us

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About The Team

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