Credit & Risk Analysis Specialist
Há 6 dias
Transportation is at the heart of contemporary society. Imagine using your expertise to propose sustainable transportation and infrastructure solutions for the future. If you’re looking to make a global impact by working with cutting-edge technologies and collaborative teams, we could be the perfect match
**What you will do**:
At Volvo Financial Services, you will play a pivotal role in transforming how we evaluate and manage credit, contributing to the success of our customers and strategic objectives. You will:
- Perform in-depth credit analysis and underwrite large retail credit lines for customers in Brazil, Mexico, Chile, and Peru.
- Recommend and decide on deals for Local, Latin America, and Executive Credit Committees.
- Structure credit requests in alignment with business and policy requirements.
- Ensure compliance with central bank regulations and internal governance.
- Partner with commercial teams and senior management to deliver results.
- Support process improvements, ESG practices, and implementation of best-in-class governance.
- Occasionally travel to visit customers and better assess financial health.
**Who are you?**:
Do you dream big? We do too, and we are excited to grow together. In this role, you will bring:
Essential qualifications:
- Over 5 years of experience in credit underwriting, including financial statement analysis and ratio evaluation.
- Expertise in corporate credit, financial products, and decision-making processes.
- Strong analytical skills, including cash flow and industry analysis.
- Advanced English (written and spoken) and excellent communication skills.
- Proficiency in MS Office 365 and organizational skills to manage multiple priorities.
Preferred qualifications:
- Experience with captive banks and equipment finance.
- Knowledge of ESG practices and governance frameworks.
- Advanced Spanish proficiency.
**What is in it for you?**:
We offer a comprehensive compensation and benefits package, plus:
- A collaborative and inclusive team culture focused on results and continuous development.
- Opportunities for career growth within a global organization.
- Flexibility and support for work-life balance, with an emphasis on on-site collaboration.
- A dynamic work environment where your expertise will make a tangible impact.
**This selection process will be conducted with the support of Manu Mourão Consulting**:
We reaffirm our commitment to protecting the personal data of all participants, in full compliance with the Brazilian General Data Protection Law (LGPD). Our goal is to provide a safe and respectful experience at every stage of the process.
**Ready for the next move?**:
**Who We Are and What We Believe In**:
Our focus on Inclusion, Diversity, and Equity allows each of us the opportunity to bring our true authenticity to work and thrive, providing a safe and supportive environment free from harassment and discrimination. We are committed to removing any barriers that might make it difficult for you to join us, so even if you don't meet 100% of the requirements listed for this position, please don't hesitate to apply.
At Volvo Financial Services (VFS), we work together to shape the world we want to live in. As the financial arm of the Volvo Group, VFS provides financial services and solutions that meet the ever-evolving needs of our clients' businesses. Through our dedication to innovation, we support society in adopting sustainable transportation solutions and equipment. VFS is headquartered in Gothenburg, Sweden, and serves Volvo Group customers and dealers in over 50 markets.
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