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Commercial Underwriter

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About the Role:

The Commercial Underwriter will play a critical role in the success of JustiFi's Embedded Finance Infrastructure platform. As a key member of our underwriting team, you will be responsible for reviewing merchant applications, interpreting financial documents, and communicating with merchants and partners to ensure compliance with our credit policy and risk management standards.

Key Responsibilities:

  • Review merchant applications and financial documents to build supportive credit recommendations
  • Communicate with merchants and partners to ensure compliance with our credit policy and risk management standards
  • Review transaction monitoring flags and refine tools and processes to meet the portfolio needs
  • Perform other underwriting-related duties as assigned

Requirements:

  • Minimum three (3) years of merchant and/or payment experience in the financial, ISO, or agent environment
  • Demonstrated experience with spreading balance sheets, P&Ls, and cash flow statements
  • Demonstrated experience with interpreting financial statements into a narrative that identifies credit risk and mitigants
  • Comfortable working in consistently evolving and fast-paced environments
  • Ability to comfortably and professionally interact with CFOs and CEOs of all business types from small to medium-sized businesses (SMBs) to enterprises
  • Independently takes ownership of process and policy improvements

About JustiFi:

JustiFi is a fintech company based in the United States, developing a cutting-edge Embedded Finance Infrastructure platform. Our platform offers our partners the architecture they need to operate as Payment Facilitators and provide customers with a range of embedded fintech options.