Financial Risk Manager
2 meses atrás
About Wise
Wise is a global technology company that enables individuals and businesses to move and manage money across borders with ease and at a lower cost. Our mission is to make money without borders a reality for everyone, everywhere.
Job Summary
We are seeking a highly skilled Financial Risk Manager to join our team in São Paulo. As a Financial Risk Manager, you will be responsible for providing support and second-line risk management advice and oversight to our specific entity and other countries in the Latin America region.
Key Responsibilities
- Monitor and analyze key risk indicators (KRIs) related to financial risks, including capital, market, and liquidity risk.
- Develop and maintain financial risk indicators, reports, and policies, including FX exposure, FX VAR, intraday exposure, liquidity buffer, LCR, Basel Index, and RWA.
- Design and implement automated and robust processes for risk monitoring and reporting.
- Prepare prudential and regulatory reports for countries in the Latam region related to financial risks.
- Conduct short- and long-term stress testing, including wind-down plans and prudential forecasts.
- Develop and implement metrics for evaluating and controlling financial risks, aligned with group methodology.
- Provide training and support to employees on financial risk management and promote a risk-aware culture.
- Collaborate closely with the first line of defense to support projects related to new products and markets.
- Ensure the current risk profile is consistent with the defined risk appetite (RAS).
- Support the development of risk management strategies and policies.
- Raise awareness of risks to the company and prepare presentations for local and group risk committees.
Requirements
- Background in engineering, economics, statistics, mathematics, with previous experience in fintechs and financial institutions.
- Experience working with financial risk requirements in Basel III/IV.
- Advanced knowledge of Excel (macro and VBA) and Python.
- Knowledge of SQL and experience working with financial risk regulatory requirements.
- Fluent in English and Spanish, with strong communication skills (both written and oral).
- Quantitative and qualitative analytical skills, with the ability to understand new analytical concepts.
- Ability to analyze data, extract patterns and trends, and understand risk and emerging risk exposures.
- Ability to create reports, summaries, presentations, and process documents to display results.
- Ability to manage multiple tasks and projects simultaneously.
- Must be legally authorized to work in São Paulo, Brazil, and be physically based in Brazil.
Preferred Qualifications
- Business-related bachelor's degree and risk management certification (RMIA Certified Risk Management Practitioner, FRM Financial Risk Management, etc).
Benefits
- Competitive gross monthly salary.
- Restricted Stock Units (RSUs) in a profitable company.
- Hybrid working model.
- 90 days of remote work per year.
- Annual self-development budget.
- Health and dental allowance for you and your dependents.
- Company-paid life insurance and EAP program.
- 30 days of vacation, 3 'Me' days, and 1 volunteer day per year.
- 6-week sabbatical leave after four years.
- 18 weeks of paid parental leave and child care assistance.
- Transportation vouchers.
- Meal and food vouchers.
- TotalPass access to 3,500 gyms and studios throughout Brazil.
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