Credit Risk Senior Manager
Há 1 mês
The Credit Risk Senior Manager will be responsible for leading the development and implementation of credit policies, portfolio management, and local regulatory requirements to support the company's risk appetite target.
This role will require strong analytical and organizational skills, with the ability to manage multiple tasks simultaneously in a changing environment. The successful candidate will have experience in manipulating and analyzing large volumes of data, as well as a solid knowledge of programming in SAS (Python is a plus).
Key Responsibilities- Perform annual and interim credit policies review to ensure alignment with business risk appetite target
- Develop credit strategies and engage closely with Operations, Product, Sales, IT, and Decision Analytics teams to ensure effective execution
- Create, monitor, and analyze portfolio metrics, anticipating actions and communicating findings to business and risk organization senior management
- Liaise with risk teams across different countries to add insight or assist where necessary
- Discuss and validate statistical models such as credit scorecards development with Decision Analytics team
- Work with data, collecting, analyzing, and interpreting from different systems and sources
- Respond to ad hoc analytics requirements to support business and local regulatory requests
- Estimate credit losses to attend pricing strategies and local regulatory requirements (IFRS9 and 4966)
- Develop the team by sharing experience and knowledge
At GM Financial, we value our employees' work-life balance and offer a range of benefits to support their well-being. These include extended maternity and paternity leaves, personal days, community investment hours, and a competitive salary and benefits package.
Some of our global benefits include medical plans, profit sharing, life insurance, savings fund, and pension plan. In Mexico, additional benefits include medical plans, profit sharing, life insurance, savings fund, pension plan, and others.
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