Financial Risk Manager
Há 7 dias
Why Choose GM Financial?
Gm Financial International Operations is a leading player in the automotive financing industry, conducting business in Latin America and China. Our strength lies in tailoring our products to meet unique dealer needs, consumer preferences, and national requirements in local markets.
About the Role
The Credit Risk Senior Manager will be responsible for developing and implementing credit policies, portfolio management, local regulatory compliance, and vehicles residual value forecasting. This role includes overseeing retail lines of business such as Auto Loan, Vehicles Rental Company, and Consorcio.
Key Responsibilities
Annual and interim credit policies review to align with the company's risk appetite target
Developing credit strategies and collaborating with Operations, Product, Sales, IT, and Decision Analytics teams, as well as external vendors, to ensure effective execution
Creating, monitoring, and analyzing portfolio metrics, anticipating actions, and communicating findings to senior management
Liaising with risk teams across different countries to add insight or assist where necessary
Discussing and validating statistical models, such as credit scorecards development, with the Decision Analytics team
Working with data, collecting, analyzing, and interpreting from different systems and sources
Responding to ad-hoc analytics requirements to support business and local regulatory requests
Estimating credit losses to inform pricing strategies and local regulatory compliance (IFRS9 and 4966)
Developing the team by sharing experience and knowledge
We Offer
A competitive salary package including an estimated $120,000 per year, plus benefits such as Extended Maternity & Paternity Leaves, Personal Days, Community Investment hours, Medical Plans, Profit Sharing, Life Insurance, Savings Fund, Pension Plan, and others.
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