Commercial Credit Risk Analyst

Há 5 dias


São Paulo, São Paulo, Brasil Justifi Tempo inteiro

Job Summary

JustiFi, a fintech company, is seeking a Commercial Underwriter to join our team and contribute to building our Embedded Finance Infrastructure platform. As a key member of our underwriting team, you will work alongside other Underwriters to review merchant applications and ensure compliance with our credit policy.

Key Responsibilities

  • Review merchant applications in accordance with the credit policy and ensure compliance with organizational goals and objectives.
  • Interpret financial documents to build supportive credit recommendations and communicate with merchants and partners.
  • Review transaction monitoring flags in accordance with the risk policy and refine tools and processes to meet portfolio needs.
  • Perform other underwriting-related duties as assigned.

Requirements

  • Minimum three (3) years of merchant and/or payment experience in the financial, ISO, or agent environment.
  • Demonstrated experience with spreading balance sheets, P&Ls, and cash flow statements.
  • Demonstrated experience with interpreting financial statements into a narrative that identifies credit risk and mitigants.
  • Ability to comfortably and professionally interact with CFOs and CEOs of small to medium-sized businesses and enterprises.
  • Independently takes ownership of process and policy improvements.

About JustiFi

JustiFi is a fintech company based in the United States, developing an Embedded Finance Infrastructure platform. Our platform offers partners the architecture they need to operate as Payment Facilitators and provide customers with a range of embedded fintech options.


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