Analytical Credit Specialist

Há 7 dias

Joinville, Santa Catarina, Brasil beBeeCredit Tempo inteiro R$65.000 - R$85.000
Job Description

We are seeking an analytical and hands-on Credit Analyst to manage and improve our drivers' credit line. This role includes portfolio monitoring, credit limit definition, risk mitigation, and process development. You will work closely with external partners and internal stakeholders to ensure accuracy, compliance, and sustainable credit growth.

About the Role:

  • Analyze driver earnings and spending to define and adjust credit limits
  • Monitor portfolio performance and identify risk signals
  • Support development of credit scoring policies and operational rules
  • Manage relationships with collection agencies
  • Ensure accuracy and completeness of credit documentation and compliance
  • Prepare internal reports and support decision-making with data insights
  • Propose and implement improvements to credit processes and controls

Required Skills and Qualifications

  • Degree in Business Administration, Economics, Engineering, or related field
  • Previous experience with credit analysis or risk management
  • Proficiency in Excel, Office tools, and ERP platforms (NetSuite preferred)
  • Proficiency with data analysis or BI tools is a plus
  • Advanced English for reporting and communication
  • Strong analytical and problem-solving skills

Benefits

  • On-site location
  • Health and dental plan
  • Paid vacation
  • Holidays off
  • Parental Leave
  • Wedding Leave
  • Flash card
  • Total Pass
  • Annual bonus based on both company and individual performance
  • Eligibility to the LTIP (Long Term Incentive Plan)

Others

This is a full-time position at mid-senior level.

This job requires strong analytical skills and attention to detail.

The successful candidate will be able to work independently and as part of a team.

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