Credit Data Analyst

Há 15 horas

Joinville, Brasil Billor Tempo inteiro

**About Us** At Billor, short for "Bill of Rights," we are building the largest trucking ecosystem in the U.S., dedicated to supporting truck drivers. By combining FinTech, Technology, and Freight Management, we empower drivers to achieve truck ownership and a better quality of life. Our mission is rooted in freedom, responsibility, and efficiency, enabling drivers to maximize productivity and enjoy more time with their families. **About the role** We are looking for an analytical and hands-on Credit Analyst to manage and improve Billor’s drivers’ credit line. This role includes portfolio monitoring, credit limit definition, risk mitigation, and process development. You will work closely with external partners and internal stakeholders to ensure accuracy, compliance, and sustainable credit growth. **Responsibilities** - Analyze driver earnings and spending to define and adjust credit limits - Monitor portfolio performance and identify risk signals - Support development of credit scoring policies and operational rules - Manage relationships with collection agency - Ensure accuracy and completeness of credit documentation and compliance - Prepare internal reports and support decision-making with data insights - Propose and implement improvements to credit processes and controls **Requisitos**: - Degree in Business Administration, Economics, Engineering, or related field - Previous experience with credit analysis or risk management - Proficiency in Excel, Office tools, and ERP platforms (NetSuite preferred) - Proficiency with data analysis or BI tools is a plus - Advanced English for reporting and communication - Strong analytical and problem-solving skills Benefícios **Extra information and benefits** - On-site in Joinville, SC - Health and dental plan - Paid vacation - Holidays off - Parental Leave - Wedding Leave - Flash card (supermarket and restaurants) - Total Pass - Clude Saúde - Annual bonus based on both company and individual performance - Eligibility to the LTIP (Long Term Incentive Plan)

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