Compliance Associate

At PPRO, our mission is to simplify access to local payment methods and our vision is to enable the sale of goods and services to anyone in the world using their preferred way to pay. We empower partners such as Ant Group, PayPal and Stripe to access new markets, connect with more customers, and accelerate their growth.

Our strength lies in our diverse global team with 50+ nationalities and 10+ international locations- all united around one goal – to deliver the best possible products and services to our partners and customers. While our company mission is to keep innovating global commerce, our internal mission is to #chooseaction, #beopen, #thinkcustomer, #gofurther and #wintogether

The Purpose:
We are seeking a highly motivated and experienced Compliance Associate to support the Compliance team in LATAM, focus on Brazil. The Compliance Associate will be responsible for supporting PPRO's compliance programme in Brazil and will play a key role in ensuring that our operations adhere to applicable laws, relevant regulations set forth by the Central Bank, and internal policies.

The role also will support the regulatory demands for Argentina, Chile, Peru, Colombia and Mexico, assisting the entities to comply with regulatory obligations, improve operational efficiency and continuously drive better stakeholder outcomes. The successful candidate will be responsible for maintaining effective compliance procedures, conducting internal risk assessments, supporting audits, interfacing with the regulator and providing guidance to various departments within the organisation. They will champion a robust culture of compliance and risk management throughout the company.

Your impact in this role:

• Support the Compliance team in fostering a culture of continual Compliance improvement across the Group
• Work closely with all stakeholders to develop a Group-wide, homogenised control environment
• Stay informed about evolving regulatory changes, laws, and guidelines specific to Central Bank of Brazil, PIX and Payment Institution and assess their impact on the company's operations
• Contribute to the implementation of a robust AML/CFT programme
• Implement and maintain policies, procedures, and guidelines specific to local Central Bank regulations and industry best practices
• Regularly assess the effectiveness and proportionality of PPRO's compliance program through audits, risk assessments, and internal controls
• Provide reports for senior management on the state of the program and areas of improvement
• Prepare and submit reports as needed to regulatory bodies (BCB)
• Responsible for monitoring communications from the Central Bank through channels such as SISBACEN, BCCORREIO, and SISCOM, as well as updating information in UNICAD and tracking the submission of reports via CRD.
• Assist in maintaining open communication with regulatory authorities, government agencies and auditors and respond to inquiries or requests for information
• Develop and deliver training sessions for employees to enhance their understanding of compliance obligations and ethical standards
• Contribute to fostering a culture of compliance within the organisation
• Assist in identifying and addressing inefficient procedures with continuous goals to reduce customer friction, support commercial scaling and modernise the verification process without compromising compliance.
• Assist in the review of new and existing products/services to ensure compliance with regulatory standards.

What would make you a great fit:

• Previous experience of at least 3 years in Compliance within the financial services or payments industry in Brazil
• Familiarity with Central Bank of Brazil regulations and requirements and a demonstrable interest in learning about other regulators.
• Understanding of AML/CFT principles and practices
• Excellent analytical and problem-solving skills
• Effective communication and interpersonal skills
• Ability to work collaboratively in a team and independently
• Professional certifications in compliance (e.g., CAMS) are a plus
• Professional knowledge of the English language. Spanish is a plus

What we offer:
Hybrid working
- We offer a hybrid structure with a 3 days / week on site expectation, so you can strike the balance between office and home working. In addition to our 30-day holiday allowance, we also provide a work from abroad policy, enabling employees to work remotely for up to another 30 days per year.

Learning and Development -
We offer a 3,000 BRL annual budget to support your professional growth—because investing in your development benefits us all. In addition, we provide leadership cafés, on-the-job training, and other opportunities to help you grow your skills and thrive in your role.

Insurance
- Because better safe than sorry - we want our employees to benefit from various insurances including life insurance, health insurance + dental plan and travel insurance.

Meal vouchers -
BRL 54/ day - Enjoy a moment of conviviality and a good and balanced meal thanks to your meal vouchers. You will also have the choice between meal allowance, supermarket voucher or both (splitting the total value in two)

Enhance Family Leave -
We understand the importance of family - that's why we offer enhanced family leave to support you during key life moments.

Transportation Voucher
- we will cover your costs of commute

Gym membership
- PPRO helps contribute towards the costs of your gym membership, supporting your physical fitness journey while easing the burden on your wallet

New Value (Deals & Coupon Platform)
- Get attractive discounts to restaurants, stores and events

Mental Health Platform
- We've teamed up with a top well-being platform to provide one-on-one therapy, chat therapy, therapist-led courses, guided meditations, and more.

SESC
- private institution that makes available Education, Health, Culture and Recreational programs and events and provides Social Assistance to our employees and their dependents.

Pet-friendly office
- Because work is better with your paw-tners by your side

Our Principles:
We get things done:
We are courageous; we take ownership, make decisions and get things done.
We act with trust and integrity:
We listen first and challenge respectfully. We seek out and leverage diverse perspectives. We welcome and offer honest and open feedback, always assuming positive intent
We put the customer first:
We are laser focused on delivering outstanding outcomes for our customers. We put the customer at the heart of what we do.
We make things better:
We boldly explore new ideas and have an unwavering commitment to continuous improvement.
We work as a team:
We collaborate closely and value team success over individual achievement.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please refer to our Candidate Privacy Policy -