Sr Product Manager, Revolving Credit Services

Founded by experienced entrepreneurs and engineers in 2016, Pismo is a technology company that provides a comprehensive processing platform for banking, card issuing and financial market infrastructure and helps customers innovate and build the next generation of banking and payment solutions. Pismo joined Visa in 2024.

Leveraging Visa's solutions, our core platform, and an expanding suite of capabilities, Pismo addresses the technological challenges that large banks, marketplaces, and fintech companies face in migrating from legacy systems to more advanced technology in the market. Pismo's cloud-based platform empowers firms to build and launch financial products rapidly, scaling as they grow to have a broader audience while keeping high security and availability standards.

Pismo's 500+ employees are located in more than 10 countries around the world.

We believe that building a postpaid card operation should be quick, painless, and scalable. We work tirelessly to find essential solutions to fit the most complex needs by building a flexible and stable platform that provides access to revolving credit processing functionalities worldwide. We provide world-class, flexible, and reliable intelligence and process automation for billing cycle management worldwide and empower our clients with efficient and reliable tools for managing financial products built around revolving credit.

What You'll Do

• Identify needs for new products and features, relating them to internal, market and customer demands
• Build and ensure the squad follows the roadmap, using contributions from internal and external stakeholders as a input, aligned with the company's strategy
• Conduct regular discovery and continuous discovery, to ensure evolution of functionalities, products and platform based on external and internal mapping.
• Deliver concise, unambiguous user stories and epics, design user workflows and map interaction data in user workflows
• Write a product requirements document
• Be the focal point to clarify questions about the product or even change the feature when the engineering team identifies any inconsistency during development
• Master the feature being requested, avoiding conflict with existing feature or past requests.
• Discuss restful apis, events, microservices and cloud architecture with the engineering team and other Pismo teams
• Perform SQL queries, extracting information from databases without the need to consult the engineering team
• Lead discovery to delivery of products and features to guarantee quality and requirement deliverables;
• Ensure that all efforts are refined and planned to accommodate the priorities elected by the executive committee and the product evolution plan.
• Negotiate with internal and external stakeholders, do necessary tradeoffs to achieve the strategic company objectives, following the minimum friction philosophy
• Cultivate the ability to communicate with internal and external clients to listen and communicate needs and priorities, in addition to identifying points for improvement;

This is a remote position. A remote position does not require job duties be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office with scheduled notice.

Basic Qualifications

• The candidate needs to be based in Brazil
• Advanced English (speaking)
• Experience as a Product Manager
• Experience with financial market
• Experience working in debt recovery
• Knowledge in rest api (can do requests through application such as Postman)
• Experience with SQL queries
• Experience in agile methodology
• Knowledge in Financial Math
• Knowledge in Microservices and events architecture

Preferred Qualifications

• Desirable experience in revolving credit card product and cards market
• Desirable previous experience as a developer (will help with the TL discussions)
• Desirable Revolving Credit Product outside Brazil.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.