Credit Specialist, Global Revenue BP and Credit Control- LATAM

Responsibilities
Team Introduction:

The Credit and Collections team at ByteDance LATAM, based in Brazil, is responsible for managing the region's credit risk exposure, ensuring timely cash collections, and maintaining a healthy accounts receivable portfolio. The team supports business growth by assessing customer creditworthiness, setting appropriate credit limits, and implementing collection strategies aligned with company policies and local market conditions. We work closely with cross-functional teams to identify and mitigate financial risks, improve cash flow, and strengthen internal controls related to billing, payments, and receivables management. Through proactive analysis and collaboration, we help sustain a strong control environment and ensure operational excellence across the region.

Hybrid Work Model: We are back to the office with a hybrid work model, with employees working in the office three days per week.

Position Summary:

We are looking for an experienced Credit Specialist to join ByteDance's Finance organization in Brazil, supporting our operations across Latin America. This role will be responsible for assessing, monitoring, and managing the credit risk of a diverse portfolio of advertisers and agencies across multiple markets.

The ideal candidate will bring strong analytical skills, sound judgment, and the ability to work cross-functionally in a fast-paced environment. This person should be comfortable handling a high volume of accounts, working with credit bureaus and data providers, and partnering closely with Sales, Legal, Tax, and Finance teams across the region.

Please submit resumes in English only.

Responsibilities:

• Lead the credit risk assessment process for new and existing clients across Latin America, ensuring appropriate exposure levels and alignment with company policy.

• Conduct financial statement analysis, review payment behavior, and utilize credit bureau data, trade references, and third-party data sources to support credit decisions.

• Define, implement, and maintain credit limits and terms for advertisers and agencies, balancing business growth with financial risk control.

• Manage the credit approval workflow, partnering with Sales, AR, and Legal to ensure timely onboarding and risk mitigation.

• Monitor portfolio health and delinquency trends, identifying early warning signals and proposing mitigation plans.

• Collaborate with Collections and Billing teams to ensure proper communication and escalation on at-risk accounts.

• Maintain relationships with local and international credit bureaus and continuously explore new data sources to enhance credit evaluation models.

• Support automation initiatives and process improvements related to credit evaluation, reporting, and risk scoring.

• Prepare and present regular credit risk reports and dashboards to management.

• Support regional and global projects related to credit policy alignment, system integration, and process optimization.

Qualifications
Minimum Qualifications:

• Bachelor's degree in Finance, Accounting, Economics, Business Administration, or related field.

• Minimum 5 years of experience in credit management, risk analysis, or financial operations, preferably within a multinational or digital media company.

• Strong knowledge of credit assessment tools, financial statements, and local credit bureaus (e.g., Serasa, Equifax, Dun & Bradstreet).

• Experience handling high-volume account portfolios and making data-driven decisions. Excellent analytical, communication, and stakeholder management skills.

• Proficiency in Excel and financial systems (SAP, Oracle, or similar); experience with credit risk platforms is a plus.

• High written proficiency in English and Portuguese is required for documentation and system use. Intermediate written proficiency in Spanish is required to communicate with customers based in Spanish-speaking markets.

• Strong sense of ownership, attention to detail, and ability to thrive in a fast-paced, multicultural environment.

About Us
Founded in 2012, ByteDance's mission is to inspire creativity and enrich life. With a suite of more than a dozen products, including TikTok, Lemon8, CapCut and Pico as well as platforms specific to the China market, including Toutiao, Douyin, and Xigua, ByteDance has made it easier and more fun for people to connect with, consume, and create content.​

Why Join ByteDance
Inspiring creativity is at the core of ByteDance's mission. Our innovative products are built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and enrich life - a mission we work towards every day.​

As ByteDancers, we strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. By constantly iterating and fostering an "Always Day 1" mindset, we achieve meaningful breakthroughs for ourselves, our Company, and our users. When we create and grow together, the possibilities are limitless. Join us.​

Diversity & Inclusion​

ByteDance is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At ByteDance, our mission is to inspire creativity and enrich life. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.​

Reasonable Accommodation
ByteDance is committed to providing reasonable accommodations in our recruitment processes for candidates with disabilities, pregnancy, sincerely held religious beliefs or other reasons protected by applicable laws. If you need assistance or a reasonable accommodation, please reach out to us at ​