Credit Specialist, Global Revenue BP and Credit Control- LATAM Corporate Functions Sao Paulo Regular

2 semanas atrás


São Paulo, Brasil ByteDance Tempo inteiro

Credit Specialist, Global Revenue BP and Credit Control- LATAM Responsibilities Lead the credit risk assessment process for new and existing clients across Latin America, ensuring appropriate exposure levels and alignment with company policy. Conduct financial statement analysis, review payment behavior, and utilize credit bureau data, trade references, and third‑party data sources to support credit decisions. Define, implement, and maintain credit limits and terms for advertisers and agencies, balancing business growth with financial risk control. Manage the credit approval workflow, partnering with Sales, AR, and Legal to ensure timely onboarding and risk mitigation. Monitor portfolio health and delinquency trends, identifying early warning signals and proposing mitigation plans. Collaborate with Collections and Billing teams to ensure proper communication and escalation on at‑risk accounts. Maintain relationships with local and international credit bureaus and continuously explore new data sources to enhance credit evaluation models. Support automation initiatives and process improvements related to credit evaluation, reporting, and risk scoring. Prepare and present regular credit risk reports and dashboards to management. Support regional and global projects related to credit policy alignment, system integration, and process optimization. Qualifications Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or related field. Minimum 5 years of experience in credit management, risk analysis, or financial operations, preferably within a multinational or digital media company. Strong knowledge of credit assessment tools, financial statements, and local credit bureaus (e.g., Serasa, Equifax, Dun & Bradstreet). Experience handling high‑volume account portfolios and making data‑driven decisions. Excellent analytical, communication, and stakeholder management skills. Proficiency in Excel and financial systems (SAP, Oracle, or similar); experience with credit risk platforms is a plus. High written proficiency in English and Portuguese for documentation and system use; intermediate written proficiency in Spanish to communicate with customers in Spanish‑speaking markets. Strong sense of ownership, attention to detail, and ability to thrive in a fast‑paced, multicultural environment. Reasonable Accommodation ByteDance is committed to providing reasonable accommodations in our recruitment processes for candidates with disabilities, pregnancy, sincerely held religious beliefs or other reasons protected by applicable laws. If you need assistance or a reasonable accommodation, please reach out to us at . #J-18808-Ljbffr



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