Analyst Compliance

Founded by experienced entrepreneurs and engineers in 2016, Pismo is a technology company that provides a comprehensive processing platform for banking, card issuing and financial market infrastructure and helps customers innovate and build the next generation of banking and payment solutions. Pismo joined Visa in 2024.

Leveraging Visa's solutions, our core platform, and an expanding suite of capabilities, Pismo addresses the technological challenges that large banks, marketplaces, and fintech companies face in migrating from legacy systems to more advanced technology in the market. Pismo's cloud-based platform empowers firms to build and launch financial products rapidly, scaling as they grow to have a broader audience while keeping high security and availability standards.

Pismo's 500 employees are located in more than 10 countries around the world.

Position Summary

The Brazil AML/Compliance Analyst will assist in executing the Anti-Money Laundering and Anti-Terrorist Financial (AML/ATF) program in line with stated AML / ATF / Sanctions policies and procedures and will support and monitoring of the application of Compliance Program in Brazil. This includes conducting client due diligence reviews and conducting ongoing derogatory news monitoring. This role will support the Regional Compliance Officers, in providing AML subject matter expertise and guidance to Visa, Pismo and other Visa entities, clients and businesses.

Job Responsibilities

• Assist the Regional Compliance Officers on Client due Diligence, Enhanced Due Diligence, Additional Due Diligence, AML reviews and Onsite Reviews program in accordance with AML Policies and Procedures.

• Conduct AML/ATF assessments of Prepaid Cards Programs to identify and mitigate inherent AML, ATF and Sanctions risks.

• Conduct onboarding and ongoing due diligence of clients and partners

• Support the Regional Compliance Officers on trainings in order to continually educate staff on AML/ATF and sanctions risks, issues, processes and controls.

• Actively works with clients to identify potential AML program element gaps and remediation plans.

• Responsible for screening against sanctions lists.

• Perform ongoing monitoring of Visa clients.

• Track issues to ensure they are resolved in a timely manner.

• Contribute to the development, preparation, and maintenance of AML/ATF local policies and procedures.

• Ensure close communication and information sharing with client teams.

• Support the Compliance team to ensure clients and partners are in compliance with local regulatory requirements under Visa Brazil Rules and Brazilian regulation for which our operations in Brazil are subject to.

• Assisting in response to compliance questions and requests from other departments.

• Support the Regional Compliance Officers on local reports to the Global team.

• Participate in AML/Sanctions and Compliance team meetings.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications

•Bachelor's degree required

Preferred Qualifications

•Experience with Anti-Money Laundering (AML), Anti-Threat Finance (ATF), Brazilian Central Bank (BCB), Bank Secrecy Act (BSA), USA PATRIOT Act, and Sanctions programs

•Working knowledge of global AML and sanctions regulations and regulatory expectations

•Experience conducting research and analysis involving client due diligence requirements

•Excellent research and analytical skills

•Excellent written, oral, presentation and interpersonal skills

•Proficient to read, write, speak in English required. Spanish, a plus.

•Proficiency in MS Suite with advanced knowledge of MS Excel, Word and PowerPoint

•Superior record keeping and organizational skills as well as attention to details

•Self-motivated and adept at working independently or in a team on multiple and varied tasks

•Ability to perform under pressure and capable of working collaboratively with employees throughout the company

•Flexible to work in an environment where needs are continually changing

•CAMS certification a plus

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.