AML & Regulatory Sr. Analyst (Brazil Focus)

Há 3 dias

Americana, São Paulo, Brasil Reap Tempo inteiro R$90.000 - R$120.000 por ano
About Reap

Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement.

Through our stablecoin-powered corporate cards, payments, and expense management tools, we streamline financial operations and help businesses scale. Our APIs enable businesses to integrate stablecoin-enabled finance into their own products and services, from issuing Visa cards to facilitating cross-border payments.

Backed by leading investors including Index Ventures and HashKey Capital, Reap is building the future of borderless, stablecoin-enabled finance.

Job Summary:

The Regulatory Sr. Analyst will be responsible for leading REAP's regulatory compliance strategy in Brazil, with a strong focus on credit card issuing operations and virtual asset service provider (VASP) activities. The role ensures compliance with applicable regulation for payment institutions, card issuers, crypto services, AML/CFT, and data protection. It involves regulatory analysis, engagement with key regulators/entities (Central Bank of Brazil, Receita Federal, COAF, ANPD), coordination with external counsel, and collaboration with global teams. The position also provides support in audits, partnerships, policies, and operational compliance, enabling REAP's sustainable growth in Brazil while mitigating regulatory and operational risks.

Key Responsibilities:

Develop and maintain compliance frameworks aligned with Brazil's regulatory environment for payment institutions, card issuers, VASPs, and AML/CFT.

Ensure compliance with credit card issuing operations, including card scheme rules, fraud prevention, chargeback handling, and consumer protection.

Oversee compliance in VASP activities, including licensing processes, AML/CFT obligations, reporting, and monitoring of crypto-related transactions.

Monitor and implement requirements related to AML/CFT, tax reporting, governance, and operational compliance under current regulation.

Ensure full compliance with LGPD (Brazilian Data Protection Law), including privacy governance, international data transfers, and data subject rights.

Liaise with external law firms and advisors to support regulatory, AML, card network, and data protection matters.

Collaborate with global teams (legal, finance, operations, risk) to align local compliance with corporate standards.

Support B2B onboarding processes, including KYC, due diligence, monitoring, and data handling under LGPD.

Prepare and manage regulatory filings and reporting to the Central Bank of Brazil, Receita Federal, COAF, ANPD and others.

Deliver training programs on Compliance, AML, card compliance, and LGPD for employees.

Provide operational compliance support when needed (e.g., exception handling in KYC, card fraud escalations).

Qualifications and Requirements:

Bachelor's degree in Law, Business Administration, Economics, Accounting, or related field; postgraduate specialization in compliance, financial regulation, or data protection is a plus.

5+ years of experience in compliance or regulatory roles within fintech, payment institutions, card issuers, or banking.

Strong knowledge of:

Credit card issuing and card scheme compliance (Visa, Mastercard, PCI DSS).

Payment institution and VASP regulatory frameworks in Brazil.

AML/CFT practices and supervisory expectations.

LGPD (Brazilian Data Protection Law), including international data transfers.

Proven experience with authorization and licensing processes with the Central Bank of Brazil.

Strong track record of working with external law firms and managing cross-border compliance topics.

Fluent English is required; Spanish is a strong plus.

Demonstrated ability in audit management, policy drafting, and regulatory engagement.

Skills and Competencies:

Expertise in regulatory compliance, card issuing, AML/CFT, and data protection.

Strong project management skills for compliance initiatives.

Familiarity with compliance, reporting, and monitoring tools.

Excellent stakeholder management and ability to work across global teams.

Strategic mindset to balance innovation, operations, and compliance in a dynamic fintech environment.

  • Analyst, Financial Crime Operations

    Há 3 dias

    Americana, São Paulo, Brasil Reap Tempo inteiro R$40.000 - R$80.000 por ano

    About ReapReap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement.Through our stablecoin-powered corporate cards, payments, and expense management tools,...

  • Sr IT Section Leader

    Há 2 dias

    Americana, São Paulo, Brasil The Goodyear Tire & Rubber Company Tempo inteiro R$90.000 - R$120.000 por ano

    Lead with purpose as a Senior IT Section Leader. Take charge of a high-performing technical team, guiding a team of associates in delivering exceptional IT solutions and customer service. As a recognized expert in your discipline, you'll manage resources, drive operational excellence, and ensure projects are delivered on time and within budget.What You'll...

  • Junior Customer Support Agent

    2 semanas atrás

    Americana, São Paulo, Brasil Ludicrum Tech Tempo inteiro R$30.000 - R$45.000 por ano

    Join Our Team as a Junior Customer Support Agent in the thriving iGaming Industry This position is available to work remotely anywhere in Brazil. Who we are? Ludicrum is redefining iGaming, blending creativity with technology to deliver world-class gaming experiences. From marketing and product development to customer support and financial reporting,...

  • Purchase Analyst

    3 semanas atrás

    Americana, Brasil Mondragon Assembly Group Tempo inteiro

    Join to apply for the Purchase Analyst role at Mondragon Assembly Group . This is a job opportunity for a Purchase Analyst responsible for managing the procurement of commercial, electrical, pneumatic, and mechanical items in the industrial automation sector. Key responsibilities include: Managing relationships with external suppliers to ensure compliance...

  • Sr. FP&A

    2 semanas atrás

    Americana, Brasil Capgemini Tempo inteiro

    Capgemini is seeking a highly skilled and detail-oriented Sr. FP&A Analyst to join our team to work for a top 10 US Insurance Carrier. As a Sr. FP&A Analyst, you will play a key role in driving the financial planning and analysis function by providing critical insights and developing complex financial models to support strategic decision-making. You will be...

  • Comprador Júnior

    2 semanas atrás

    Americana, Brasil Grupo ICF Tempo inteiro

    Grupo ICF Santana de Parnaíba, São Paulo, Brazil " Realiza cotações de materiais e serviços, compara fornecedores e emite os pedidos de compra.;" Ajuda a cadastrar e manter as informações dos fornecedores atualizadas;" Monitora o andamento dos pedidos e prazos de entrega para garantir que os itens cheguem conforme o combinado;" Executa atividades...

  • Sr It Section Leader

    Há 6 dias

    Americana, Brasil The Goodyear Tire & Rubber Company Tempo inteiro

    Senior IT Section LeaderJoin to apply for the Sr IT Section Leader role at The Goodyear Tire & Rubber Company.Lead with purpose as a Senior IT Section Leader.Take charge of a high-performing technical team, guiding associates in delivering exceptional IT solutions and customer service.As a recognized expert in your discipline, you will manage resources,...

  • Sr IT Section Leader

    4 semanas atrás

    Americana, Brasil Goodyear Tempo inteiro

    Sr IT Section Leader page is loaded## Sr IT Section Leaderremote type: Hybridlocations: BR Central Office: BR Americana Plttime type: Full timeposted on: Posted 17 Days Agojob requisition id: JR- Lead with purpose as a Senior IT Section Leader. Take charge of a high-performing technical team, guiding a team of associates in delivering exceptional IT...

  • Analista de Marketing

    2 semanas atrás

    Americana, Brasil In Brasil Madeira Plástica Ambiental S.A. Tempo inteiro

    In Brasil Madeira Plástica Ambiental S.A. provided pay range Vaga de Analista de Marketing Descrição Estamos em busca de um(a) Analista de Marketing para integrar o time e atuar de forma estratégica no fortalecimento da marca, na comunicação institucional e no suporte às áreas comerciais e de produto. Responsabilidades Criar, revisar e atualizar...

  • Account Manager

    3 semanas atrás

    Americana, Brasil Novogene Tempo inteiro

    Join to apply for the Account Manager role at Novogene Account Manager (candidates must reside in Brazil, This is a contracted position on a remote basis). Position Summary The Account Manager is responsible for the development and achievement of sales in the assigned accounts. Responsibilities Develop, establish, and implement an effective sales plan...

  • Sap Sales Distribution Consultant

    2 semanas atrás

    Americana, Brasil Smart IT Frame LLC Tempo inteiro

    Job Title: SAP SD Consultant Location: Brazil (Remote) – Travel once a month to Alagoinhas, Bahia (manufacturing plant)Employment Type: Full Time About Smart IT Frame: At Smart IT Frame, we connect top talent with leading organizations across the USA and LATAM. With over a decade of staffing excellence, we specialize in IT, healthcare, and professional...

  • Sr It Section Leader

    Há 2 dias

    Americana, Brasil The Goodyear Tire & Rubber Company Tempo inteiro

    Lead with purpose as a Senior IT Section Leader.Take charge of a high-performing technical team, guiding a team of associates in delivering exceptional IT solutions and customer service.As a recognized expert in your discipline, you'll manage resources, drive operational excellence, and ensure projects are delivered on time and within budget.What You'll...

  • Sr It Section Leader

    Há 4 dias

    Americana, Brasil The Goodyear Tire & Rubber Company Tempo inteiro

    Lead with purpose as a Senior IT Section Leader. Take charge of a high-performing technical team, guiding a team of associates in delivering exceptional IT solutions and customer service. As a recognized expert in your discipline, you'll manage resources, drive operational excellence, and ensure projects are delivered on time and within budget. What You'll...