Underwriter - C12 - SAO PAULO

Há 6 dias

São Paulo, São Paulo, Brasil Early Career Tempo inteiro

Context of Job:

The credit analyst will be responsible for the origination and monitoring of a credit portfolio that includes the production of Credit Initials, Annual Credit Reviews and Quarterly Reviews, developing financial analysis, cash flow projections, industry analysis and determining risk ratings.

Responsibilities:

  • Monitor how economic and industry evolution and trends impact the repayment capacity of the customers and anticipate early warning signals with the aim of minimizing credit losses;
  • Participate credit committees, prepare the material and engage in these meetings to actively transmit the quality and risks of the proposed credit, supporting approvers in the ultimate decisions;
  • Perform customers due diligences together with the business;
  • Support the business in the structuring and discussion of transactions involving credit risk, including management analysis, relationship strategy and risk-return adequacy of products;
  • Contribute to developing enhancements of work flow management tool and participate portfolio stress tests and in systems user acceptance tests;
  • Maintain up to date knowledge of policies, procedures and processes relevant to credit risk management;
  • Perform accurate data input and be responsible for its integrity when building and monitoring credit facilities;
  • Proactively engage in team meetings towards s constructive dialogue, sharing key points and summarizing takeaways.

Skills and Competencies:

  • Demonstrates considerable knowledge of financial statements and Brazilian GAAP
  • Demonstrates ability to identify potential risk issues that need escalation
  • Displays industry research capabilities, including key drivers, main risk and opportunities, strengths and weaknesses.
  • Strong interpersonal skills, with the ability to manage conflicting ideas, to build relationships and to work with colleagues from different areas. Builds consensus.
  • Solid written and verbal communications skills, with the ability to communicate clearly and concisely
  • Strong organization skills and attention to detail.
  • Capacity to work independently.
  • Exhibits deep knowledge of Commercial or Corporate banking product suite, in particular loans, trade finance, lease and credit derivatives and target markets
  • Capacity to work under pressure and comply with tight deadlines.
  • Manages time and priorities effectively, knows when to escalate issues.
  • Experience with leading client due diligences.
  • Displays a deep commitment and positive attitude.

Qualifications:

  • Minimum 6 years of Credit experience in credit analysis or risk management function for Commercial or Corporate banking.
  • Bachelor's degree in related areas: Business Administration, Economics, Accounting, Engineering.
  • Fluent in English. Spanish is a plus.
  • Knowledge of MS Suite (Word, Excel, PowerPoint).

Job Family Group:

Risk Management

Job Family:

Credit Risk

Time Type:

Full time

Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills

Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Referral and Escalation, Risk Remediation.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi's EEO Policy Statement and the Know Your Rights poster.

  • Underwriter - C12 - SAO PAULO

    Há 6 dias

    São Paulo, São Paulo, Brasil Citi Tempo inteiro R$90.000 - R$120.000 por ano

    Context of Job:The credit analyst will be responsible for the origination and monitoring of a credit portfolio that includes the production of Credit Initials, Annual Credit Reviews and Quarterly Reviews, developing financial analysis, cash flow projections, industry analysis and determining risk ratings.Responsibilities:Monitor how economic and industry...

  • Underwriter - C12 - SAO PAULO

    Há 2 dias

    São Paulo, São Paulo, Brasil Citi Tempo inteiro R$180.000 - R$300.000 por ano

    Discover your future at CitiWorking at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.Job OverviewContext of Job:The credit analyst will be responsible for the...

  • Underwriter

    2 semanas atrás

    São Paulo, São Paulo, Brasil World Bank Tempo inteiro US$90.000 - US$120.000 por ano

    UnderwriterJob #:req34406Organization:MIGASector:OperationsGrade:GFTerm Duration:3 years 0 monthsRecruitment Type:Local RecruitmentLocation:Sao Paulo,BrazilRequired Language(s):English, Portuguese, SpanishPreferred Language(s):Closing Date:10/11/2025 (MM/DD/YYYY) at 11:59pm UTCDescriptionThe Multilateral Investment Guarantee Agency (MIGA) is a member of the...

  • Property Underwriter

    Há 6 dias

    São Paulo, São Paulo, Brasil DUAL LATAM Tempo inteiro R$90.000 - R$120.000 por ano

    Location:São Paulo (Hybrid)Company:DUAL BrasilAbout UsAt DUAL, we believe in Collective Power. We are part of one of the world's leading underwriting agencies, built on entrepreneurial spirit and deep local expertise. As we expand our specialist lines in Brazil, we are looking for a technically sound and commercially savvy Underwriter to help shape the...

  • pintor - sao paulo

    Há 2 dias

    São Paulo, São Paulo, Brasil OEMPREGO Tempo inteiro R$2.000 - R$24.000 por ano

    PINTOR - efetivoTrabalho em câmera de pintura com laca em peças de decoração e em metais como aço inox e alumínio. Com todos os EPIs assegurados, ter habilidade em pistola devilbiss.. Cargo: PINTOR - SAO PAULO | Salario: R$ 2.000,00. | Ensino: Ensino médio. | Turno: Manhã e Tarde. | Area: Outros. | Experiencia: 6 meses. | Cidade: São Paulo / SP

  • bibliotecaria - sao paulo

    Há 6 dias

    São Paulo, São Paulo, Brasil OEMPREGO Tempo inteiro R$40.000 - R$60.000 por ano

    Possui experiência com biblioteca escolar?Atendimento ao público interno e externo e as demandas rotineiras de uma biblioteca escolar.REQUISITOSCurso superior completo em Biblioteconomia.Registro ativo no Conselho Regional de Biblioteconomia.. Cargo: BIBLIOTECARIA - SAO PAULO | Salario: A combinar. | Ensino: Ensino superior - Bacharelado | Licenciatura |...

  • motorista - sao paulo

    Há 6 dias

    São Paulo, São Paulo, Brasil OEMPREGO Tempo inteiro R$15.000 - R$20.000 por ano

    Estamos em busca de um(a) motorista para fazer a separação dos produtos e carregar e descarregar as mercadorias entre as filiais.REQUISITOSTer experiência dirigindo carros (Não precisa comprovar na carteira). Conhecimento em ferramentas, manutenção de casa, saber se relacionar com equipe, saber vender (basico) e ser agil.. Cargo: MOTORISTA - SAO PAULO...

  • aprendiz - sao paulo

    Há 6 dias

    São Paulo, São Paulo, Brasil OEMPREGO Tempo inteiro R$6.000 - R$12.000 por ano

    DESCRIÇÃOOportunidades do primeiro emprego carga horária de 6 horas por dia período disponível amanhã ou tarde de segunda a sexta-feira não exigir experiênciaPara atuar como auxiliar de escritório atendente ao público e preenchimento de ficha aos clientes oportunidade das primeiras profissõesREQUISITOSNão seria exigido experiência estudante do...

  • moldureiro - sao paulo

    Há 2 dias

    São Paulo, São Paulo, Brasil OEMPREGO Tempo inteiro R$1.500 - R$1.800 por ano

    Moldureiro - Loja de ShoppingSalário: R$ 1.500,00 + vale transporteHorário: das 14h40 as 22hQuais serão as suas atividadesProdução de quadros e moldurasO que você precisa para participar deste processo: Ensino Médio;Experiência com produção de quadros e molduras;Disponibilidade de horário. Cargo: MOLDUREIRO - SAO PAULO | Salario: R$ 1.500,00. |...

  • pizzaiolo - sao paulo

    1 semana atrás

    São Paulo, São Paulo, Brasil OEMPREGO Tempo inteiro R$30.000 - R$45.000 por ano

    Pizzaiolo – 2 Vagas. EfetivaNecessário: Ensino Médio completo. Experiência comprovada na função.Função: Atuar na preparação e modelagem de pizzas artesanais (fermentação natural). Ser ágil e ter experiência com alta demandaCuidar da organização e limpeza do setorSalário: A combinarHorário: Escala 6x1 (a definir)Local: Vila Romana/SP....