Collections Specialist

About CredixCredix is a FinTech company dedicated to growing businesses in Latin America.Building on our expertise, we now focus on providing a tailored Buy Now, Pay Later (BNPL) solution for B2B transactions in Brazil with our platform, CrediPay.CrediPay is created to help business grow their sales and improve their cashflow efficiency through seamless and risk-free credit offering.Sellers offer their buyers flexible payment terms at an attractive price point and receive upfront payments.We manage and protect our clients from any credit & fraud risk, letting them focus only on what matters: increased sales and profitability.Why choose Credix?Become part of a forward-thinking start-up where boldness and a commitment to excellence are paramount, and your personal and professional development is at the forefront.Work alongside a dedicated team of bright individuals driven by an Olympian mindset to excel in every aspect of our operations.Together, we aim to build with velocity, utilizing innovative embedded finance strategies to expand business operations in Latin America.Experience a close and supportive work atmosphere where collaboration thrives, wise judgment guides our decisions, and you can learn, grow, and take on meaningful responsibilities.About the jobAs a Collections Specialist, your mission is to execute recoveries hands-on while building the foundations of a scalable, fair, and data-driven collections function.You will work directly on active cases — negotiating, prioritizing, escalating, and resolving — while also turning what you learn into clear playbooks, policies, and operating processes.This role sits at the intersection of execution and design:You recover capital todayYou help ensure we recover it better, faster, and more predictably tomorrowQualificationsStrong experience in collections in Brazil.Fluent in Portuguese and basic English.Solid understanding of legal and judicial recovery frameworks.Comfortable working with data, dashboards, and cohorts.Ability to reason about effort vs. yield economics.Working knowledge of SQL / BI tools (hands-on or close collaboration).Highly execution-oriented — comfortable being in the weeds.Structured thinker who turns chaos into process.Clear, practical communicator with Ops, Risk, and Legal.Ownership mindset — sees gaps and fills them.ResponsibilitiesExecute collections hands-on across delinquency stages and products.Manage negotiations and recoveries, including complex or sensitive cases.Help design and maintain collections playbooks and policies.Continuously improve case prioritization and escalation logic.Partner with Data to translate execution insights into better segmentation and models.Support and monitor external partners (law firms, agencies).Track and communicate recovery performance and operational insights.Act as a builder of the collections function, not just an operator.What we offerCollaboration and team spirit thrive best in an in-office environment.Our office provides a vibrant and engaging workspace where team members can connect, innovate, and grow.With access to our offices in Sao Paulo, you'll immerse yourself in a culture of innovation and collaboration.But that's just the beginning - here's what else we offer:A culture of learning and experimentation: where you are encouraged to explore new ideas and technologiesCompetitive salary package: Your hard work deserves recognition, and we ensure you're well-rewarded for your contributions.Equity stock options plan: Be a part of our journey towards success and share in the rewards.Paid holidays: Enjoy the flexibility to recharge and rejuvenateoff-sites: Awesome team building, unforgettable memories, and adventures ensured during our team off-sites.