Engineering Manager, Credit Cycle

Founded by experienced entrepreneurs and engineers in 2016, Pismo is a technology company that provides a comprehensive processing platform for banking, card issuing and financial market infrastructure and helps customers innovate and build the next generation of banking and payment solutions. Pismo joined Visa in 2024. Leveraging Visa’s solutions, our core platform, and an expanding suite of capabilities, Pismo addresses the technological challenges that large banks, marketplaces, and fintech companies face in migrating from legacy systems to more advanced technology in the market. Pismo’s cloud‑based platform empowers firms to build and launch financial products rapidly, scaling as they grow to have a broader audience while keeping high security and availability standards. Pismo’s 500+ employees are located in more than 10 countries around the world. Job Description Summary The Engineering Manager for the Credit Cycle team will lead the development of core services that power Pismo’s credit lifecycle platform, enabling clients to offer revolving credit seamlessly and securely in a cloud‑native environment. This role demands a strong focus on security, scalability, observability, and reliability, as the team is responsible for mission‑critical components such as invoice closure, account debt control, and financial transaction integrity. The ideal candidate will combine technical leadership, architectural vision, and people management skills to guide the team through complex engineering challenges and deliver high‑quality, resilient solutions while fostering a culture of excellence, innovation and continuous improvement. What you will do Lead and mentor a team of engineers, fostering a collaborative and high‑performance environment. Hire and onboard technical talent aligned with company culture and team goals. Own the technical vision and architecture for credit lifecycle management and invoice processing services. Ensure system stability, data integrity, and scalability in financial transactions. Manage multiple development initiatives, including planning, prioritization, resource allocation, and execution using Agile methodologies. Implement and enforce best practices for software development, including coding standards, code reviews, automated testing, and CI/CD. Maintain rigorous security standards and compliance with regulations such as PCI DSS and LGPD. Collaborate with product managers, architects, and stakeholders to align technical solutions with business requirements. Communicate plans, progress, risks, and technical decisions clearly and consistently to stakeholders. Lead production support and incident response, ensuring rapid resolution and minimal client impact. Establish and maintain robust observability practices, including metrics, distributed tracing, and log aggregation, to meet SLOs and SLAs. This is a remote position. Qualifications For this role, you must be based in Brazil. Language Skills Proficiency in English at B2 level (Upper‑Intermediate). Technical Skills Minimum of 3 years managing high‑performing engineering teams. Strong self‑motivation and adaptability in dynamic environments. Excellent analytical, problem‑solving, and communication skills. Ability to make assertive decisions under pressure and navigate complex constraints. Minimum of 7 years of experience in software development as a software engineer, with significant experience in Java. Ability to work independently in a remote, multicultural team environment. Strong background in Agile methodologies (Kanban, Scrum). Strong knowledge of relational databases and SQL. Experience developing secure and scalable microservices. Experience with event‑driven architecture. Experience with performance testing and monitoring tools. Technical expertise in Java and/or Golang, AWS, Terraform, containerization, testing, and code reviewing. Basic Qualifications Bachelor’s Degree in a relevant field with 5+ years of relevant work experience. Advanced Degree (e.g., Master’s, MBA, JD, MD) with at least 2 years of relevant work experience. PhD with no prior work experience required. Alternatively, 8+ years of relevant work experience without a formal degree. Preferred Qualifications Knowledge in payments or financial services industry. Knowledge in Azure or Google Cloud Platform. Knowledge in Golang. Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. #J-18808-Ljbffr